Here you can find all bonuses and promotions offered by U.S. Postal Service Federal Credit Union. Currently, U.S. Postal Service FCU is promoting a 24-Month CD Special that earns 3.25% APY.
USPS FCU has been serving its members since 1934 when it was founded to serve employees of the United States Postal Service. They currently serve over 24,781 members. Their membership also includes members from several Select Groups. Use their bank locator to find a branch today and start signing up for all their promotions.
In addition to the current promotion from USPS Federal Credit Union, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
Membership Eligibility: USPS FCU currently offers membership to employees and retirees of the United States Postal Service. For more information on if your are eligible to join please check out their full list of membership eligibility.
While Certificates of Deposits is a great way to earn dividends on your account balances, you aren’t generally allowed to touch your money until the term expires. If you are interested in earning APY on your account balances but want more control you may want to look into Savings Accounts and Rewards Checking Accounts. Some of these accounts even reward you for signing up, for a full list of these accounts please check out our Bank Promotions.
USPS FCU 3.25% APY 24-Month CD Rate Special
USPS Federal Credit Union is currently promoting a 24-Month CD that earns 3.25% APY.
- Rate Offer: 24-Month Term 3.25% APY
- Availability: Nationwide
- Expiration: None listed
- Credit Inquiry: Unknown. Please inform us!
- Credit Funding: Unknown
- Opening Deposit Requirement: $1,000
- Direct Deposit Requirement: None
- Monthly Service Fee: None
- Early Termination Fees: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Promo Code(s): None
| Term | APY Rate | Minimum Deposit |
| 3 Month | 2.12% | $1,000 |
| 6 Months | 2.39% | $1,000 |
| 12 Month | 2.78% | $1,000 |
| 18 Month | 2.84% | $1,000 |
| 24 Months | 2.88% | $1,000 |
| 36 Month | 2.92% | $1,000 |
| 48 Month | 3.02% | $1,000 |
| 60 Month | 3.05% | $1,000 |
Author’s Verdict
The direct deposit requirement is pretty high for this bonus type. With that direct deposit requirement, I would rather disburse that amount among other bonuses that requirement direct deposit to maximize my earnings. If you happen to know any info regarding credit card funding, monthly service fees, checking account info, or the early termination fees, please let us know! Let us know in the comment section below on your thoughts and experience with this bank bonus! Be sure to check back on BankDealGuy for more bank deals!
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