U.S. Bank Platinum Business Money Market Account: Earn Bonus Interest Rate of 3.50% (Nationwide)

Receive a bonus interest rate up to 3.50% from the account opening date when you open a new Platinum Business Money Market Account and complete qualifying activities, subject to certain terms and limitations. Member FDIC.

Standard variable interest rates are determined at the bank’s discretion and are subject to change at any time without notice. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting and other balance information. The minimum deposit required to open a Platinum Business Money Market account is $100. $15 maintenance fee per statement cycle waived with $10,000 minimum daily balance.

The special interest rate is limited to Business Platinum Money Market account only. Open a new U.S. Bank Platinum Business Money Market account and receive the special interest rate from the account opening date. Special interest rates may change at any time without notice.

The special interest rate will be 3.50% when your account balance tier is between $50,000 to $2,999,999.99.

The special interest rate does not apply for Platinum Business Money Market accounts with balances outside of the balance tier stated above. The full account balance will earn the standard variable interest rate in effect at that time until the account balance falls within the special rate balance tier.

Interest and Fee Information: You must maintain the minimum balance needed for each tier to earn the special interest rate. Interest will be compounded daily and credited to your account monthly at the end of the statement cycle. Fees could reduce earnings on the account. Other restrictions may apply.

Update 5/1/25: You have the opportunity to receive a bonus interest rate up to 3.50% after completing qualifying activities.

If you’re looking for an interest bearing account, pair this account with the business checking account with U.S. Bank.

U.S. Bank Platinum Business Money Market Account

Here is your opportunity to earn a a competitive interest rate on your funds. Open a new account and start earning interest and get started today!

• Rate Offer: 3.50% bonus interest rate
• Availability: Nationwide
• Credit Inquiry: Soft Pull
• Credit Funding: Unknown
• Opening Deposit: $100
• Monthly Fee: $15 monthly maintenance fee waived with a $10,000 minimum daily ledger balance
  
• Early Termination Fee: None listed

(FDIC Insured)

How To Earn Rate

Complete these steps to earn the offer:

• Open a new Platinum Business Money Market Account
  • 3.50% bonus interest rate when your account balance tier is between $50,000 to $2,999,999.99
• For Platinum Business Money Market accounts with $3 million or greater in balances, the bonus interest rate does not apply, and the full account balance will earn the standard variable interest rate in effect at that time until the account balance is $2,999,999.99 or below.

Account Benefits

Treat yourself to extra savings when you open a U.S. Bank Platinum Business Money Market account. Benefits include:

• $15 monthly maintenance fee waived with a $10,000 minimum daily ledger balance
• Minimum opening deposit: $100
• FDIC Insurance up to $250,000
• Can be linked to your U.S. Bank business checking account for overdraft protection
• ATM Access
• Free U.S. Bank Internet Banking
• Accrue interest daily and pay interest monthly
• U.S. Bank Visa® Debit Card

Author’s Verdict

Check out this offer from U.S. Bank and open an Platinum Business Money Market account with an amazing rate!

In addition to the current rate from U.S. Bank, you can also take advantage of a range of great promotions from banks such as U.S. Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, Axos Bank, or CIT Bank.

If you’re interested in opening a new checking account, learn more about their personal checking account and business checking account.

Member FDIC.