Find the latest USAA promotions, bonuses, and offers here.
Update 5/14/25: There’s currently a $250 checking and $200 savings bonus offers available through 9/3/25.
USAA Promotions Review
USAA Bank is the Texas-based banking component of the United States Automobile Association, a privately held financial services company offering an array of insurance, banking, investment, and lending products and services. The company’s target market and membership field is limited to members of the U.S. military and their immediate families. The company also has a history of superior credit and service ratings, in addition to its repeated recognitions by major publications for being one of the best companies to work for.
I’ll go over USAA offers below.
USAA $250 Checking Bonus
- What you’ll get: $250 bonus
- Availability: Nationwide but restricted membership
- Direct deposit requirement: Yes
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Monthly fees: $0-15; waivable
- How to earn it:
- Apply for and open your first USAA Classic Checking account with a minimum opening deposit of $25.
- Set up and receive a qualifying direct deposit of $100 or more within 90 calendar days.
- Receive $250 bonus in your account within 60 days of your qualifying direct deposit.
(Expires 09/03/2025)
| KeyBank Checking ($300 bonus) | Chase Total Checking ($300 Bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | |
USAA $200 Savings Bonus
- What you’ll get: $250 bonus
- Availability: Nationwide but restricted membership
- Direct deposit requirement: Yes
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Monthly fees: $0-15; waivable
- How to earn it:
- Apply for a new USAA Performance First® Savings account between 5/7/2025 and 9/3/2025 before 11:59 p.m. Central Time.
- Deposit at least $15,000 in new money see note 1 within 30 days of opening your account.
- Maintain a $15,000 daily ledger balance in the account for 90 additional days from the 30th day after account opening.
(Expires 09/03/2025)
| CIT Bank Platinum Savings ($225/$300 Bonus + 4.10% APY). | Discover® Bank Savings (Up to $200 Bonus + 3.70% APY) |
| SoFi Checking & Savings ($325 Bonus + 3.80% APY) | Harborstone Credit Union Money Market (4.30% APY) |
| Live Oak Bank Savings ($300 Bonus + 4.20% APY) | |
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Author’s Verdict
For more current offers, check out our bank bonuses page. Compare USAA rates for CDs and Savings with our best rates for Savings and CD accounts.
Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
