Quad City Bank & Trust Promotions: $50, $300 Checking, Referral Bonuses (IA)

Find the latest Quad City Bank & Trust promotions, bonuses, and offers here.

Update 3/5/26: There’s currently a $300 checking bonus good through 12/31/26 and a $50 referral bonus. No limits on referrals. We recommend checking out the Chase High School Checking account if you’re a student.

Quad City Bank & Trust Promotions Review

Quad City Bank and Trust Company is headquartered in BETTENDORF and is the 6th largest bank in the state of Iowa. It is also the 452nd largest bank in the nation. It was established in 1994 and as of March of 2023, it had grown to 244 employees at 5 locations. Quad City Bank and Trust Company’s money market rates are 7X the national average, and it has an A health rating.

I’ll go over the Quad City Bank & Trust offers below.

Quad City Bank & Trust $300 Checking Bonus

• What you’ll get: $300 bonus
• Availability: IA (Locator)
• Direct deposit requirement: Yes
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Monthly fees: $0-16; waivable
• How to earn it:
  • Earn a $300.00 bonus when you open a new qualifying consumer checking account and meet all of the following requirements within 90 calendar days of account opening (“qualifying period”).
  • To qualify for the New Client Bonus Offer:
    • a) Open any new consumer checking account, subject to approval, with the required minimum opening deposit;
    • b) Use your account’s debit card* at least three (3) times during the qualifying period;
    • c) Enroll in Personal Online Banking and receive your monthly statements electronically (e-Statements) each statement cycle. Valid email address required for e-Statement delivery;
    • d) Account must be open for a minimum of 30 days and maintain a positive balance.
  • The bonus will be deposited into your new QCBT consumer checking account within 30 calendar days after all of the qualifying requirements are met, provided the requirements were met within the “qualifying period”, the account is active and has a positive balance at the time of the bonus payment.

(Expires 12/31/2026)

Editor’s Note: We recommend checking out the Chase High School Checking account if you’re a student.

Quad City Bank & Trust $50 Referral Bonuses

• What you’ll get: $50 bonus
• Availability: IA (Locator)
• Direct deposit requirement: Optional
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Monthly fees: $0-16; waivable
• How to earn it:
  • Simply refer a friend to open any new checking account with Quad City Bank & Trust and you’ll both receive $50.
  • $50 bonus will be paid within 30 days of when the following occur:
    • the account has been open a minimum of 30 days,
    • a reoccurring ACH transaction has occurred,
    • the debit card has been used and the account has a positive balance.
  • Requirements must be met within the first six months.

(Limited time offer)

How to Avoid Monthly Fee

• U Checking Account: No Monthly Service Charge
• Quad City Free Checking: No Monthly Service Charge
• Quad City Interest Checking: $16 Monthly Service Charge (if below minimum $750 Average Daily Balance)
• Quad City Preferred Checking: $16 Monthly Service Charge (if below minimum $10,000 Deposit Relationship Minimum Balance)
• Business Checking: Not listed
• Business Value Checking: Monthly maintenance fee waived with a $5,000 average daily collected balance or $2,500 minimum ledger balance
• Business with Interest Checking: Not listed
• Business Analyzed Checking: Not listed

Author’s Verdict

For more current offers, check out our bank bonuses page. Compare Quad City Bank & Trust rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.