Available in Maryland and South Carolina, you can earn interest on your funds when you open a new Market USA Federal Credit Union Certificate of Deposit Account. Below is all the information and details you need to earn 2.70% APY on your funds when you open a Market USA Federal Credit Union 20- Month Term Certificate of Deposit Account!
Market USA Federal CU 20-Month CD Summary
Open up a new Market USA Federal Credit Union Certificate of Deposit Account to earn interest on your funds.
- Rate Offer: 2.70% APY on 20-Month CD
- Availability: Maryland & South Carolina (Bank Locator)
- Expiration: None listed
- Credit Inquiry: Unknown
- Credit Funding: Unknown
- Opening Deposit Requirement: $500 minimum up to $15K; e-statement required to open account
- Direct Deposit Requirement: None
- Monthly Service Fee: None
- Early Termination Fees: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Promo Code(s): None
Application Link
Market USA Federal Credit Union Certificate of Deposit Account: Consider opening a new CD account if you’re looking to earn interest on your funds! Rest assured that your money is NCUA-insured up to $250,000!
Account Rates
| Term | APY |
| 3-Month | 0.65% |
| 6-Month | 0.75% |
| 12-Month | 2.01% |
| 18-Month | 2.10% |
| 20-Month | 2.70% |
| 24-Month | 2.20% |
| 36-Month | 2.31% |
| 48-Month | 2.41% |
| 60- Month | 2.61% |
Account Requirements
Earn 0.65% up to 2.70% APY on your funds by:
- Visit Market USA Federal Credit Union online and opening a new Certificate of Deposit Account.
- Enter your info: Provide your first and last name, address, phone, email and social security number
- Select your term whether it be a 6-month, 12-month, up to a 60-month term, etc.
- Fund your account: Make the minimum opening deposit.
- Verify Information: Verify information and electronically sign your application.
- Confirmation Email: They’ll send a confirmation email.
Avoid Monthly Fees
There are no monthly fees involved with this Certificate of Deposit Account.
Author’s Verdict
If you have excess funds just sitting in your checking account (that more than likely won’t be touched), it’s a good idea to invest it in a interest bearing account like a CD. By opening a certificate of deposit account, your money will be earning money for you while you sleep by earning you a return on your funds. Please let us know if you find out any information regarding whether this account triggers a hard or soft pull. Do you know of a better CD rate elsewhere? If so, let us know! Let us know about your thoughts and experience with Discover Bank in the comment section below. Be sure to check back on BankDealGuy for more bank deals and the best CD Rate Offers!
 The Chase Freedom FlexSM offers a $150 bonus after you spend $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
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