Harborstone Credit Union Money Market Deposit Account: $1000 Bonus + 4.25% APY (Nationwide)

Available nationwide, Harborstone Credit Union is a great option if you’re looking for a new interest bearing account. The Harborstone Credit Union Money Market Deposit Account is currently offering 4.25% APY + up to $1,000 bonus powered by Raisin.

Update 8/14/25: The offer has been improved (now up to $1,000 previously $500) and extended through September!

• For a limited time only, you can earn up to a $1,000 bonus. The more you save, the more you earn — new customers can get $75 to $1,000 in bonus cash when they make a qualifying deposit of $10,000 or more with code EASY at sign-up.

Terms:

• New customers only. Earn a cash bonus when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive $75 for depositing between $10,000 and $24,499, $250 for depositing between $25,000 and $49,999, $500 for depositing between $50,000 and $99,999, and $1,000 for depositing $100,000 or more. To qualify for the bonus, your first deposit must be initiated between August 1, 2025, and September 30, 2025, by 11:59 PM ET, and the promo code EASY must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus. Bonus cash will be deposited by Raisin into the customer’s linked external bank account within 30 days of meeting all qualifying terms. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin reserves the right to modify or terminate this offer at any time.

Harborstone Credit Union Money Market Deposit Account

Here is your opportunity to earn a high interest rate on your funds. Open a new account and start earning interest and get started today!

• Rate Offer: 4.25% APY Rate
• Availability: Nationwide
• Credit Inquiry: None
• Credit Funding: None
• Minimum Balance: None
• Maximum Balance: None
• Monthly Fee: None Listed
  
• Early Termination Fee: None

(FDIC Insured)

Account Rates

Harborstone Credit Union Account Benefits

• Federally insured by NCUA. No fees. $1 minimum to open.
• 24/7 online access to funds.
• Supports local organizations focused on financial literacy, community safety, and more.

Author’s Verdict

Harborstone Credit Union is known for its top-yielding Money Market Deposit account.

With an amazing rate, be sure to take advantage of the services they have to offer.

Let us know about your experience with this bank and comment below.

In addition to the current rate from Harborstone Credit Union, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

Let us know about your thoughts and experience with this account!

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