Georgia’s Own Credit Union Promotions: $200 Checking Bonus (GA)

Check out this updated list of Georgia’s Own Credit Union promotions, bonuses, and offers!

Update 8/14/25: There’s currently a $200 bonus when you open a new checking account and follow the requirements good through 10/31/25.

Georgia’s Own Credit Union Promotions Review

Georgia’s Own Credit Union is a full-service, not-for-profit financial institution, owned by members rather than controlled by stockholders. Additionally, they offer money market rates that are 2X the national average, and they have an A health rating.

I’ll go over Georgia’s Credit Union offers below.

Georgia’s Own Credit Union $200 Checking Bonus

• What you’ll get: $200 bonus
• Where it’s available: GA (Bank Locator)
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• How to earn it:
  • Open a new All Access Checking account online and use promo code WELCOME on the account funding page (The promo code is required to activate your bonus!)
  • Register for online banking
  • Make 10 debit card transactions per statement cycle for the first two statement cycles
  • Have $2,500 in qualifying direct deposits per statement cycle
  • The bonus will be paid within 90 days after account opening

(Expires 09/30/2023)

Georgia’s Own Credit Union $100 Referral Bonuses (Expired)

• What you’ll get: $100 bonus
• Where it’s available: GA
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• How to earn it:
  • To receive the $100 referral funds, you must be an existing member with Georgia’s Own Credit Union.
  • Anyone who is referred will also qualify for the referral funds once a disbursement on a new student loan refinance product has been made.
  • Use the form at the offer link to sign up for the referral program.
  • For each person you refer who refinances a student loan, you will earn $100.
  • The person you refer will also earn $100.

(Expires August 31, 2021)

Georgia’s Own Credit Union $400 Checking Bonus (Expired)

• What you’ll get: $400 bonus
• Where it’s available: GA (Bank Locator)
• Credit Inquiry: Unknown
• Credit Card Funding: Unknown
• How to earn it:
  • Georgia’s Own will give you $400 when you open up a new Perks+ Checking account or $200 when you open up a new All Access Account or i[check] account.
  • The bonus will be paid within 90 days after account opening and is subject to the following requirements:
    • the member must establish a monthly direct deposit of at least $2,500 per statement cycle;
    • the member must register for online banking;
    • the account must be open and in good standing at the time the bonus is paid,
    • and the member must complete 6 debit card transactions within each of the two statement cycles after account opening.

(Expires 09/30/2023)

How to Avoid Monthly Fees

• Perks+ Checking: $5.95 per month
• All Access Checking: No Fee With eStatements: Enroll in eStatements and avoid the $2 per month paper fee.
• Youth Checking: No monthly fee
• Resolution Checking: Not listed
• Primary Business Checking: Monthly service fee of $12. You can avoid this fee by doing one of these things each statement cycle:
  • Maintain a minimum daily collected balance of $1,000 or more
  • Maintain an average monthly balance of $3,000
  • Maintain a combined average monthly collected balance of $10,000 in Checking, Savings, Money Market, or CDs
• Preferred Business Checking: Monthly service fee of $20. You can avoid this fee by doing one of these things each statement cycle:
  • Maintain a minimum daily collected balance of $2,500 or more
  • Maintain an average monthly balance of $5,000
  • Maintain a combined average monthly collected balance of $20,000 in Checking, Savings, Money Market, or CD’s
• Not-for-Profit Business Checking: Monthly service fee of $3. You can avoid this fee by doing one of these things each statement cycle:
  • Maintain a minimum daily collected balance of $500 or more
  • Maintain an average monthly balance of $1,500
  • Maintain a combined average monthly collected balance of $5,000 in Checking, Savings, Money Market, or CDs

Author’s Verdict

Lastly, the bonus at Georgia’s Own Credit Union offers a variety of great features and is fairly easy to open. Be sure to sign up if this interests you! However, be sure to check with a CSR to find out if it triggers a hard or soft pull.

Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Georgia’s Own Credit Union promotions here.

Additionally, for more current offers, check out our bank bonuses page. Comparatively, Georgia’s Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.