Community Bank Promotions: $500 Checking Bonus (NY)

Find the latest Community Bank promotions, bonuses, and offers here.

Update 7/17/25: There’s currently a $500 checking bonus available only at the Guilderland Branch through 8/26/25.

Community Bank $500 Checking Bonus

• What you’ll get: $500 bonus
• Availability: NY (Locator) *Guilderland branch*
• Direct deposit requirement: Yes
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Monthly fees: $4.95; waivable
• How to earn it:
  • Customer must open account in person at the Guilderland NY branch, or open the account online and select Guilderland as their preferred branch and live within one of the following eligible zip codes: 12203, 12205, 12084, 12159, 12222, 12208, 12209, 12210, 12206, 12211, 12303, 12304, 12186, 12223, and 12054.
  • To celebrate the grand opening of our new Guilderland branch, we’re offering a 10% match on the largest deposit to your new checking account, up to $500. Minimum qualifying deposit of $100 required to qualify for 10% credit, up to $500.
  • Account must remain open for at least 90 calendar days.
  • Customer must be enrolled in eStatements by the 90th day.
  • Account must receive a recurring direct deposit by the 90th day.
  • Bonus will be credited to the account within 15 business days after the account has been opened for 90 calendar days and all eligibility requirements are met.

(Expires 08/26/2025)

How to Avoid Monthly Fee

• Carefree Checking: No monthly service charges with:
  • Daily balance of $500 or more, OR
  • 10 debit card transactions1 per statement cycle, OR
  • Lending relationship with CBNA2 (excluding ChekCredit)
  • Only $4.95 flat monthly charge, if one of the above criteria is not met
• Premium Checking: No monthly service charges with daily balances of $1,500 or more. Only $8 flat monthly charge, if daily balance falls below $1,500

Author’s Verdict

For more current offers, check out our bank bonuses page. Compare Community Bank rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.