Find new Chase Total Checking® coupon bonuses and promotional offers here. With this checking account from Chase, bonus amounts that have been available for this account include $150, $200, $300 and $400. Get your coupon here to earn your Chase Total Checking Bonus!
Right now, you can enjoy a $400 checking account bonus as a new Chase checking customer, when you open a Chase Total Checking® account.
Opening a new Chase Total Checking® Account offers you the potential to earn a checking bonus by applying in-branch OR online! As one of the top banks in America, you are making the right choice banking with Chase!
Update 1/28/26: The offer has been improved to a $400 bonus (up from $300) valid through 4/15/26. With this account, you’ll earn a generous sign up bonus!
Chase Total Checking $400 Bonus Coupon
Enjoy a $400 bonus when you open a new Chase Total Checking® account with qualifying activities. This is Chase Bank’s most popular checking account. It’s also one of the most popular accounts.
- Learn More at Chase Bank
- What you’ll get: $400 bonus
- Eligible account: Chase Total Checking®
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
(Expires 04/15/2026)
How To Earn The Chase Total Checking Bonus
- Apply directly online or in-branch using your personalized coupon generated from the offer page.
- Open a new Chase Total Checking® account.
- Make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Receive your new checking account bonus within 15 days.
Account Features
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick DepositSM .
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
*With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
How To Waive Monthly Fees
- Monthly Service Fee: $15 or $0 with one of the following, each monthly statement period:
- $500+ in qualifying electronic deposits OR $1,500+ balance at the beginning of each day OR $5,000+ average beginning day balance in this account, or in combination with any linked qualifying personal deposits or in investments OR Link this account to a qualifying checking account
How To Open A Total Checking Account
Follow these steps to open a Total Checking Account:
- First, visit the Chase site to get a Chase Total Checking® Coupon Code
- Next click Open account under Chase Total Checking.
- Fill in your personal information including your name, address and Social Security number, then click Next.
- Once your application is complete, you can optionally fund the account.
- Finally, you can submit your application.
Eligibility: On the other hand, Chase Bank does have requirements in order to open any account with them. For example, you will need to present a government-issued ID, social security number or passport, and present income information.
How To Set Up Chase Direct Deposit
To earn your bonus you will have to register a direct deposit to your account. Simply follow all the steps below to switch a direct deposit from another bank to your Chase Total Checking® Account.
- Download and complete the direct deposit form from Chase. You’ll need your Chase Bank account number, the bank’s routing number, and your current address.
- Bring the form and a voided check to your employer’s payroll department.
- If you’re eligible, your employer will deposit your paycheck directly into your account.
- Confirm the deposit each pay cycle by signing in to Chase online, in the app, or by viewing your account statement.
However, if you do not have checks you can always Order Chase Checks. Alternatively, if you need to find your routing number in order to fill out the form use our Chase Routing Number guide.
Author’s Verdict
The Chase Total Checking® account is certainly one of the most popular checking accounts on the market. For example it comes with all the basic features you’d expect from a major bank.
Plus, you can find Chase Bank branch locations almost everywhere. Download their mobile app for convenient deposits and ease of use. Get your Chase Total Checking Coupon today!
Above all, you earn a larger bonus for meeting simple requirements. However, if you don’t live in a place where you can access Chase Bank, you’re probably better off with another checking account.
You can find all other Chase Bank bonus offers here.
• New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment. • Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card. • Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick DepositSM . • Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you. • Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain.
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