Chase Private Client Checking Bonus: $3,000 Cash Offer Promotion

Learn more about Chase Private Client Checking^SM bonuses and promotions here.

For existing Chase Bank customers, they are now offering a up to $3,000 bonus offer to open a Chase Private Client account.

Update 2/2/26: The offer has been extended through 4/15/26. One of the biggest offers from Chase, but keep in mind the cash deposit requirement. If you qualify, you can earn $1,000 up to $3,000 bonus depending on your deposit.

Chase Private Client Checking $3,000 Bonus Offer

Existing Chase Bank customers can earn a $3,000 bonus by joining Chase Private Client. Enjoy personalized perks and benefits you would receive from a large financial institution while allowing you to save time and money.

• Bonus Offer: Up to $3,000 Bonus
• Availability: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Requirement: None
• Monthly Service Fee: There is a $35 Monthly Service Fee for Chase Private Client Checking OR $0 when you have at least one of the following each statement period: an average day beginning balance of $150,000 or more in any combination of this account and linked qualifying deposits/investments OR, a linked Chase Platinum Business Checking^SM account.

(Expires 04/15/2026)

Chase Private Client Checking Summary

• Elevate your banking relationship and enjoy a bonus up to $3,000 when you open a new Chase Private Client Checking^SM account with qualifying activities.
• Personalized banking made easier with premium benefits, 24/7 support and access to your banking and investment accounts in one place in the Chase Mobile® app.
• Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000+.
• Get up to a $3,000 bonus when you open or upgrade to a Chase Private Client account, a premium checking account which provides you with a dedicated banker and receive investing guidance from J.P. Morgan Wealth Management to help you reach your financial goals.
• Receive personalized wealth strategies from a J.P. Morgan advisor. Your J.P. Morgan advisor gets to know you, your family and your goals to build a custom financial strategy and investment portfolio that reflects your evolving priorities.
• Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC.

How To Earn The Bonus

• Enjoy up to a $3,000 bonus when you open a new Chase Private Client Checking^SM account with qualifying activities.
• Meet with a Chase Private Client Banker. Open or upgrade to your new Chase Private Client Checking account in branch.
• Transfer your funds. After offer enrollment, you have 45 days to transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth Management non-retirement accounts. Your bonus will be determined on day 45.
  • Earn $1,000 when you deposit $150,000 – $249,999 OR
  • Earn $2,000 when you deposit $250,000 – $499,999 OR
  • Earn $3,000 when you deposit $500,000+
• Enjoy the bonus. Maintain your new money for 90 days from offer enrollment – we’ll add the bonus into your account within 40 days.

Chase Private Client Perks & Benefits

• No annual rent for 3 x 5 Safe Deposit Box (subject to availability) and 20% discount for larger boxes
• No stop payment fees
• No fees for money orders, cashier’s checks, counter checks Access and admission to select arts and cultural institutions across the country
• No Chase fee at a non-Chase ATM – including international ATMs.
• ATM fees charged by the ATM owners are refunded up to 5 times per statement period
• Increased Chase QuickDeposit limits
• Increased limits for Chase QuickPay with Zelle
• $0 commissions on all You Invest Trade online U.S. listed equity and ETF trades (limited to two retirement and two non-retirement accounts per customer)
• Special access and admission to selected arts and cultural institutions across selected cities through your Chase Private Client Arts & Culture Program.
• No foreign exchange rate adjustment fees for debit card usage or ATM withdrawals in a currency other than US dollars

Higher Limits

• Higher Chase QuickDeposit^SM limits ($25,000 per day and $100,000 every 30 days)
• Higher Chase QuickPay^® with Zelle^® limits ($5,000 per day and $40,000 every 30 days)
• Higher daily ATM withdrawal limit (of up to $2,000)
• Higher daily purchase limit (of up to $7,500 when you use your Chase Private Client debit card)

Author’s Verdict

All in all, Chase Private Client is a great choice for wealthy individuals who have the funds in investments and accounts in Chase Accounts.

If you’re not already a Chase banking customer, I recommend to see all options for their Checking, Savings and Business account promotions here.

• Elevate your banking relationship and enjoy a bonus up to $3,000 when you open a new Chase Private Client CheckingSM account with qualifying activities. • Personalized banking made easier with premium benefits, 24/7 support and access to your banking and investment accounts in one place in the Chase Mobile® app. • Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000+. • Get up to a $3,000 bonus when you open or upgrade to a Chase Private Client account, a premium checking account which provides you with a dedicated banker and receive investing guidance from J.P. Morgan Wealth Management to help you reach your financial goals. • Receive personalized wealth strategies from a J.P. Morgan advisor. Your J.P. Morgan advisor gets to know you, your family and your goals to build a custom financial strategy and investment portfolio that reflects your evolving priorities. • Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Learn More at Chase