Check out this updated list of Centra Credit Union promotions, bonuses, and offers!
Update 11/24/25: There’s currently a $600 checking bonus valid through 12/31/25.
Centra Credit Union Promotions Review
Centra Credit Union is headquartered in Columbus and is the 6th largest credit union in the state of Indiana. It is also the 223rd largest credit union in the nation. It was established in 1940 and as of December of 2022, it had grown to 385 employees and 155,264 members at 25 locations. Centra Credit Union’s money market rates are 9X the national average, and it has an A health rating.
| Eligibility: Membership in Centra Credit Union is open to those who live or work in the Indiana counties of Adams, Allen, Bartholomew, Blackford, Boone, Brown, Carroll, Cass, Clark, Clay, Clinton, Crawford, Dearborn, Decatur, Delaware, Fayette, Floyd, Franklin, Grant, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Huntington, Jackson, Jay, Jefferson, Jennings, Johnson, Lawrence, Madison, Miami, Monroe, Montgomery, Morgan, Ohio, Orange, Owen, Parke, Perry, Putnam, Randolph, Ripley, Rush, Scott, Shelby, Sullivan, Switzerland, Tippecanoe, Tipton, Union, Vigo, Wabash, Washington, Wayne, Wells, or White and 8 townships in Marion County, or the Kentucky counties of Bullitt, Henry, Jefferson, Oldham, Shelby, Spencer, or Trimble. See membership details here. |
I’ll go over Centra Credit Union offers below.
Centra Credit Union $600 Checking Bonus
- What you’ll get: $600 bonus
- Where it’s available: IN, KY (Branch Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Credit Card Funding: Unknown, Sensitive
- How to earn it:
- Become a Centra Member and get $6001 when you complete these simple steps:
- Open a Cashback or High Interest Checking account.
- Sign up for electronic statements.
- Receive at least $500 in direct deposits each month for two consecutive months.
- Use promo code GET600 when you open your account.
- Become a Centra Member and get $6001 when you complete these simple steps:
(Expires 12/31/2025)
| KeyBank Checking ($300 bonus) | SoFi Checking and Savings Account ($325 Bonus) |
How To Waive Monthly Fees
- Cashback Checking: No monthly maintenance fees
- High Interest Checking: $5 monthly fee waive with Direct Deposit and eStatements
- Business Community Checking: No monthly maintenance fee
- Small Business Checking: No monthly maintenance fee
- Select Business Checking: No monthly maintenance fee if you maintain an average daily balance of $10,000 or more (otherwise monthly fee is $15)
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Author’s Verdict
Lastly, the bonus at Centra Credit Union offers a variety of great features and is fairly easy to open. Be sure to sign up if this interests you! However, be sure to check with a CSR to find out if it triggers a hard or soft pull.
Additionally, for more current offers, check out our bank bonuses page. Comparatively, Georgia’s Credit Union rates for CDs and Savings with our best rates for Savings and CD accounts.
Additionally, you can find a full list of the best bank promotions here. Finally, remember to bookmark this page because you will always find an updated list of Centra Credit Union promotions here.
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