Axos Bank Basic Business Checking Account: $200 Bonus Offer

If you’re looking for new business checking account available nationwide, be sure to check out Axos Bank Basic Business Checking to manage your business better. As of right now, you can earn a $200 bonus when opening a new Basic Business Checking account from Axos Bank.

Update 10/30/25: You can currently earn a $200 bonus valid through 6/30/26! If you’re a business owners looking for a starter business account with no monthly fees, here’s a great option!

Axos Bank Basic Business Checking $200 Bonus

Axos Bank is an internet bank that focuses on the very foundation of helping you establish a better financial future while having the ability to take advantage of the best rates the bank has to offer.

With convenient features and superior services, you are able to get the most out of your finances.

Here is your opportunity to manage your business better by opening a new business checking account!

• Account Type: Basic Business Checking
• Availability: Online Nationwide
• Credit Inquiry: Soft Pull or Hard Pull?
• Credit Funding: Unknown
• Monthly Fee: No monthly service fee
• Household Limit: None listed
• Early Termination Fee: None

(Learn More at Axos Bank)

How to Earn Bonus

• Open a Basic Business Checking account using promo code START200 by June 30, 2026.
• Maintain an average daily balance of $3,000 over your account’s first few months. You’ll earn up to $50 cashback per calendar month, up to $200 total.
  • To earn up to a maximum of $200, a $50 payout can be earned in any four (4) of the first five (5) statement cycles (calendar months), including the cycle during which the account is opened.
  • To earn each $50 cash incentive, the average daily balance in your Basic Business Checking account must be at least $3,000 for that statement cycle.
  • The incentive will be deposited into your Basic Business Checking account within 10 business days following the end of the statement cycle during which the balance requirement was met, as long as the account is open and in good standing.

Account Features

• Open a Basic Business Checking account using promo code START200 by June 30, 2026.
• Every dollar counts when you’re starting out. That’s why new businesses can earn up to $200 opening a new Basic Business Checking account today.
• No initial deposit requirement
• No minimum balance requirement
• No monthly maintenance fees
• Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
• Unlimited domestic ATM fee reimbursements
• Unlimited item processing (debits, credits, and deposited items)
• Cash deposits via MoneyPass and AllPoint networks

Fine Print

• To be eligible to earn all or a portion of the $200 cash incentive under this promotional offer, a Basic Business Checking account application with the promotional code “START200” must be submitted between 01/30/2025 at 12:00 am PT and 6/30/2026 at 11:59 pm PT. You must be approved for your new Basic Business Checking account and fund the account within 60 days to avoid automatic closure. Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC or 1099-INT. Consult your tax advisor. After initial requirements above are met, the amount of incentive earned will depend on meeting the additional requirements outlined below.
• To earn up to a maximum of $200, a $50 payout can be earned in any four (4) of the first five (5) statement cycles (calendar months), including the cycle during which the account is opened. To earn each $50 cash incentive, the average daily balance in your Basic Business Checking account must be at least $3,000 for that statement cycle. The incentive will be deposited into your Basic Business Checking account within 10 business days following the end of the statement cycle during which the balance requirement was met, as long as the account is open and in good standing. The Basic Business Checking account must remain open for 180 days or an early closure fee of up to $200 may apply.
• This promotion is only available to new Axos Small Business customers who:
  • Established their business less than one (1) calendar year from the date of application submission. Proof of formation date may be verified via the Secretary of State or Business Formation documents.
  • Have not held primary ownership of any Axos Small Business Banking account at any time.
• This offer cannot be combined with any other new Axos Small Business account introductory incentive/bonus offer unless otherwise expressly stated in the conditions of that offer.

Author’s Verdict

If you are a business owner, I highly recommend checking out the Axos Bank Basic Business Checking Account to manage your business better.

Additionally, this account comes with many great features that you can access.

If you happen to know whether this account incurs a hard/soft pull, please let us know.

Let us know about your thoughts and experience with this account!

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