American Bank & Trust Promotions: $500 Checking Bonus (SD, MN)

Find the latest American Bank & Trust promotions, bonuses, and offers here.

Update 10/3/25: There’s currently a $500 checking bonus valid though 10/31/25.

American Bank & Trust Promotions Review

American Bank & Trust is a locally owned and locally managed bank that has been serving the area since the late 1800’s. We pursue a growth strategy that affords us the capacity to meet and serve all of our customers’ financial needs and make available to the customer all of the financial products they desire in today’s fast-paced world. We are a service-oriented organization with independent leadership based in our communities.

Fair and competitive principles guide our pricing standards in the customer’s use of the financial products that we offer and the ones they choose to use. The bank must be profitable and maintain strong capital in order to continue to serve our customers and their needs and in order to meet the goals of the bank stakeholders.

It is the desire of bank ownership and management to be recognized as having competent, professional, and friendly bank staff with a reputation of unquestioned integrity. Our employees are committed to community involvement, and we strive to provide them a comfortable working environment, competitive compensation, and quality benefits.

I’ll go over American Bank & Trust offers below.

American Bank & Trust $500 Checking Bonus

• What you’ll get: $500 bonus
• Availability: SD, MN (Locator)
• Direct deposit requirement: Yes
• Credit Inquiry: Soft Pull
• Monthly fees: $0-5; waivable
• How to earn it:
  • Open a new AB&T checking account in-person at an AB&T branch; AND within 90 days of account opening:
    • Have 2 direct deposits made to this account totaling at least $500; AND
    • Enroll in eStatements; AND
    • Have at least 20 debit card transactions on the account.
  • After the qualifications have been met, we’ll deposit the bonus in your new account within 45 days.

(Expires 10/31/2025)

American Bank & Trust $100 Business Checking Bonus (Expired)

• What you’ll get: $100 bonus
• Availability: SD, MN
• Direct deposit requirement: No
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Monthly fees: $0
• How to earn it:
  • American Bank & Trust is rewarding you just for opening a new checking account. Enjoy a $100 Bonus with account opening from AB&T.

(Limited time offer)

American Bank & Trust $750 Business Checking Bonus (Expired)

• What you’ll get: Up to $750 bonus
• Availability: SD, MN
• Direct deposit requirement: No
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Monthly fees: $0
• How to earn it:
  • To receive the $100 Business Cash Back Bonus:
    • 1) Open a new American Bank and Trust business checking account, which is subject to approval; AND
    • 2) Make a cumulative new money deposit of at least $2,000; AND
    • 3) Open 2 Treasury Service products within 60 days after opening your business account.
    • After you have completed all above business checking requirements, we’ll deposit the bonus in your new account within 45 days.
  • To receive the $400 Business Cash Back Bonus:
    • 1) Open a new American Bank and Trust business checking account, which is subject to approval; AND
    • 2) Make a cumulative new money deposit of at least $5,000; AND
    • 3) Open 4 Treasury Service products within 60 days after opening your business account.
  • To receive the $750 Business Cash Back Bonus:
    • 1) Open a new American Bank and Trust business checking account, which is subject to approval; AND
    • 2) Make a cumulative new money deposit of at least $20,000; AND
    • 3) Open 5 Treasury Service products within 60 days after opening your business account.

(Expires 08/19/2023)

How to Avoid Monthly Fee

• Totally Free Checking: No monthly fee
• Relationship Checking: No monthly fee
• High Interest Checking: Only $5 monthly charge if minimum balance falls below $1,500
• Totally Free Business Checking: No monthly fee
• Business Checking: No monthly fee
• Business Interest Checking: No monthly fee
• Non-profit & Organization Checking: No monthly fee

Author’s Verdict

For more current offers, check out our bank bonuses page. Compare American Bank & Trust rates for CDs and Savings with our best rates for Savings and CD accounts.

Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.