Wells Fargo Premier Checking Offer: $3,500 Bonus (Nationwide)

Available nationwide, you have the opportunity to earn a $3,500 bonus when you open a new Wells Fargo Premier Checking account and meet certain requirements. This offer is for new checking customers only.

Update 11/11/26:

• The $3500 Premier Checking offer is back through 1/12/27.
• The $2000 Premier Checking offer is back through 1/13/27.

Wells Fargo Premier Checking $3,500 Bonus

• Learn More at Wells Fargo
• What you’ll get: $2,500 bonus
• Availability: Nationwide
• Monthly Service Fee: $35 – Avoid by maintaining $250,000 or more in statement-ending balances in qualifying linked accounts.

(Expires 01/12/2027)

Editor’s Note: You must copy and paste the link to trigger the $3500 offer. Here’s an alternative link to a $2,000 offer valid through 1/13/27.

Bonus Requirements

• Open or upgrade to a Premier Checking account by January 12, 2027. A $25 minimum deposit is required to open a new account.
• Bring $250,000 or more in new deposits to qualifying linked accounts within the first 45 days after account opening or upgrade. The amount of new deposits made by day 45 determines your bonus: $2,500 for deposits of $250,000 to $499,999.99, or $3,500 for deposits of $500,000 or more.
• Maintain your balance in qualifying linked accounts through the 90-day qualification period after account opening or upgrade. The balance as of day 90 determines the bonus amount.

Account Features & Benefits

• Access to a banker and team, plus 24/7 phone support.
• Waived monthly service fees on linked Wells Fargo checking and savings accounts.
• Waived Wells Fargo ATM fees worldwide. Unlimited reimbursements for non-Wells Fargo ATM fees.
• Pay no wire transfer fees for incoming or outgoing wire transfers.
• Enjoy elevated service, exceptional benefits, and Relationship Interest Rates.

How To Waive Monthly Service Fee

The Premier Checking account has a $35 monthly service fee. The fee can be avoided each period with $250,000 or more in statement-ending balances in qualifying linked accounts.

Fine Print

• To be eligible: Offer is for customers who open a new Wells Fargo Premier Checking account or upgrade an existing consumer checking account to Premier Checking. Only the primary owner of the lead Premier Checking account is eligible for this offer. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility. A Lead Account is the designated principal account in the relationship and determines which accounts may be linked. Offer not available to customers that received a Premier Checking bonus in the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. Only one Premier Checking bonus may be applied per upgraded account or new Premier Checking account.
• To receive the cash bonus: Upgrade or open a new Premier Checking account, which is subject to approval, by January 12, 2027 and complete the following requirements. Premier Accounts linked to other Premier Accounts aren’t eligible for a Premier checking bonus.

Author’s Verdict

The Premier Checking is a checking account that rewards exceptional banking relationships with a suite of elevated benefits: no ATM fees worldwide, relationship-based rates on CDs and savings accounts, no wire transfer fees, plus 24/7 phone support and more.

For more, see our list of the latest Wells Fargo Promotions or our extensive list of bank deals here.