U.S. Bank Smartly® Savings Review: Competitive Interest Rates to Grow Your Savings

With the U.S. Bank Smartly® Savings account, you can earn more on your money – and when you also have an eligible checking account and combined qualifying balances, you’ll unlock even higher rates!

Update 12/20/24: If you’re looking for an account built around you, consider this account to grow your money!

U.S. Bank Smartly® Savings Account

• Learn More at U.S. Bank
• Account Type: U.S. Bank Smartly® Savings Account
• Availability: Nationwide
• Monthly Fee: Pay $5 or $0 monthly maintenance fees. Waive fees in multiple ways.

U.S. Bank Smartly® Savings Features

Earn more on your money with U.S. Bank Smartly® Savings, the relationship account built around you.

• Competitive interest rates to grow your savings.
• Unlock even higher rates with an eligible checking account and combined qualifying balances.
• Waive your monthly maintenance fee when you maintain a U.S. Bank Smartly® Checking or Safe Debit account.
• Access to easy-to-use digital budgeting tools to help you monitor all your accounts and set clear financial goals.

Member FDIC.

(at U.S. Bank)

How to Avoid Monthly Fees

• U.S. Bank Smartly® Savings account: Pay $5 or $0 monthly maintenance fees. Waive fees in multiple ways.
  • The $5 monthly maintenance fee is waived with the presence of a Bank Smartly® Checking or Safe Debit account or for accounts with a minor under the age of 18.

Author’s Verdict

If you’re planning for a purchase of a new home, dream vacation, new car, or any purchase big or small, this account offers competitive interest rates to grow your savings.

You’re even able to access higher rates when you combine a Bank Smartly® Savings account with a Bank Smartly® Checking or Safe Debit account.

Looking to open a checking account for your business? See our review on business checking accounts from U.S. Bank.

If you are interested in more bonuses, check our list of the latest U.S. Bank Promotions and our full list of bank bonuses.

Member FDIC.