Find all the latest Unify Financial Credit Union CD rates, promotions, and offers here.
At the moment you can take advantage of a 2.25% APY on a 19-Month CD special.
Unify Financial Credit Union CD Review
Unify Financial Credit Union is headquartered in Torrance and was founded in 1963. Since then it has grown to 59 locations and has CD rates 2X the national average.
Eligibility: Membership in UNIFY Financial Credit Union is open to anyone with membership in the Friends of Hobbs ($25 membership fee) or the Surfrider Foundation ($25 to join). See current membership details |
- Availability: Nationwide (Branch Locator)
- Soft/Hard Pull: Soft Pull
- Minimum Balance Requirement: $500, $5,000
- Additional Requirements: Must be eligible Member of Unify Financial Credit Union.
- Early Withdrawal Fee: There is a fee if you withdraw before the maturity date.
- Auto-Renewal: Account will auto-renew upon reaching maturity date.
(NCUA Insured)
Standard CD Rates
Term | $100,000 Deposit | $40,000 Deposit | $1,000 Deposit |
3 Month | 1.00% | 1.06% | 1.11% |
6 Month | 1.40% | 1.45% | 1.50% |
12 Month | 1.75% | 1.91% | 1.96% |
24 Month | 2.05% | 2.15% | 2.20% |
36 Month | 2.25% | 2.35% | 2.40% |
48 Month | 2.40% | 2.45% | 2.50% |
60 Month | 2.55% | 2.55% | 2.55% |
Special CD Rates
Term | $500 Deposit | $5,000 Deposit |
19 Month | 2.00% | 2.25% |
Unify CD Account Features
- No monthly fees and minimum balance requirement of just $500.
- Earn higher rates with a larger deposit.
- Highly competitive rates
- Daily compounded interest rate and credited monthly
- NCUA insured of up to $250,000
Conclusion
Unify Financial Credit Union requires you to be a member of the Credit Union to take advantage of CD specials. Furthermore, a larger deposit is required to earn a higher interest rate.
At the end of the day, if you are not interested in a CD account through this great financial institution, then be sure to see our complete list of the Best CD Rates for all your banking needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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