Available to Texas residents, you can earn a competitive APY rate with Texas Exchange Bank’s Certificate of Deposit Account. Below is all the information and details you need to open your Texas Exchange Bank Certificate of Deposit Account to earn a range of rates including the current 2.82% APY% on a 18-Month CD.
Editor’s Note: For a full, extensive list of all available CD rates, see our post on the Best CD Rates, Deals, & Promotions. Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Top 6 or 9-Month CD Rates
- Top 1-Year CD Rates
- Top 18-Month CD Rates
- Top 2-Year CD Rates
- Top 3-Year CD Rates
- Top 4-Year CD Rates
- Top 5-Year CD Rates
Texas Exchange Bank Certificate of Deposit Account Summary
Open up a new Texas Exchange Bank Certificate of Deposit Account to earn 0.84% up to 3.14% APY on your funds.
- Rate Offer: Earn 0.84% up to 3.14% APY
- Availability: TX (Branch Locator)
- Expiration: None listed
- Credit Inquiry: Unknown. Please inform us!
- Credit Funding: Unknown
- Opening Deposit Requirement: $1K or $10K
- Direct Deposit Requirement: None
- Monthly Service Fee: None
- Early Termination Fees: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Promo Code(s): None
Application Link
Texas Exchange Bank Certificate of Deposit Account: Consider opening a new account if you’re looking for a CD with a high competitive rate!
Account Rates
| $1,000 Minimum to Open | $10,000 Minimum to Open | |
| % APY | % APY | |
| 3 Months | 0.84% | 2.02% |
| 6 Months | 0.92% | 2.22% |
| 12 Months | 1.09% | 2.72% |
| 18 Months | 1.19% | 2.82% |
| 24 Months | 1.27% | 2.92% |
| 30 Months | 1.35% | 2.90% |
| 36 Months | 1.42% | 3.14% |
| 48 Months | 1.53% | — |
| 60 Months | 1.74% | 3.14% |
Account Requirements
Earn a 0.84% up to 3.14% APY on your funds by:
- Visiting Texas Exchange Bank online and opening a new Certificate of Deposit Account.
- Enter your info: Provide your first and last name, address, phone, email and social security number
- Select your term: whether it be a 6-month, 12-month, etc.
- Fund your account: Make the minimum opening deposit.
- Verify Information: Verify information and electronically sign your application.
- Confirmation Email: They’ll send a confirmation email.
Contact Information
Need Assistance? Contact a representative by calling (855) 714-7217.
Avoid Monthly Fees
There are no monthly fees.
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Author’s Verdict
If you have excess money that’s sitting in your checking account or laying around in cash, consider putting those funds into an interest bearing account like a certificate of deposit account! That way, you’ll be earning interest on your existing funds! Please let us know if you find out any information regarding whether this account triggers a hard or soft pull. Do you know of a better CD rate elsewhere? If so, let us know! Let us know about your thoughts and experience with Discover Bank in the comment section below. Be sure to check back on BankDealGuy for more bank deals and the best CD Rate Offers!
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