Learn about new Citi® promotions, bonuses, and offers here.
Update 4/2/25:
- The $5,000 Citi Wealth Management bonuses have been extended through 6/30/25.
- The $1,500 checking bonus has been extended through 7/7/25.
- The prior $325 checking bonus has been extended through 7/7/25.
- The $2000 business checking bonus is still available through 7/7/25.
- The $500 Citi Invest offer no longer has a expiration date.
Citi Promotions Review
I’ll go over Citi offers below.
Citi Checking $1500 Cash Bonus
New checking customers may earn a cash bonus of $500 or $1,500 after opening an eligible checking account from 10/9/24 to 1/7/25 and completing required activities.
- Open new account. To enroll in this offer, you must apply directly from this page. Opening an account does not guarantee that you meet eligibility requirements. Open a new eligible checking account and enroll in the bonus offer the same day. Offer valid from 1/8/25 to 7/7/25.
- Fund your account. Deposit New-to-Citibank funds into your checking account within 45 calendar days from account opening. The balance on your 45th day will determine your maximum eligible cash bonus.
- Earn $750 bonus: Minimum balance $30,000
- Earn $1500 bonus: Minimum balance $200,000
- Maintain your balance. Maintain the required minimum balance in your eligible account for an additional 45 days from the 46th day. Your bonus will be deposited as a credit to your open, eligible checking account within 30 calendar days after you have completed all required activities. Only new checking customers can take advantage of this offer.
The information for the Citi Checking Account has been collected independently by BankDealGuy. The product details on this page have not been reviewed or provided by the bank.
| SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
Citi Checking $325 Cash Bonus
New checking customers can earn a $325 cash bonus when opening a new eligible checking account from 10/9/24 to 1/7/25 with qualifying Enhanced Direct Deposits and required activities.
- Open a new eligible Citi® Checking account with Enhanced Direct Deposits and enroll in this offer by applying directly from this page. Offer valid from 1/8/25 to 7/7/25.
- Dat least two (2) Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. Your total combined Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible.
- Earn and enjoy a $325 cash bonus. Your bonus will be deposited as a credit to your open, eligible checking account within 30 calendar days after you have completed all required activities. Only new checking customers can take advantage of this offer.
The information for the Citi Checking Account has been collected independently by BankDealGuy. The product details on this page have not been reviewed or provided by the bank.
| KeyBank Checking ($300 bonus) | Chase Total Checking ($300 Bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | |
Citi Up to $2,000 Business Checking Bonus
Earn up to a $2,000 cash bonus. Here’s how to earn your Citi business checking cash bonus:
- Open a new CitiBusiness® (Analyzed), Streamlined, or Flexible Checking Account between January 8, 2025 and July 7, 2025. Ask a Citibank Business Specialist to enroll you in the Citi Checking Offer.
- Fund your account. Within 45 days of account opening, make a qualifying deposit of $5,000 or more in New-to-Citibank2 funds to eligible accounts.
- Maintain your balance. Maintain the required minimum balance for an additional 45 days from the 46th day of offer enrollment. Your bonus will be deposited to your Citibank business checking account as a credit within 30 days from the end of the month in which you complete all requirements.
| Qualifying Balance Level | Cash Bonus |
| $5,000 – $19,999 | $300 |
| $20,000 – $99,999 | $750 |
| $100,000 – $199,999 | $1,500 |
| $200,000 and above | $2,000 |
The information for the Citi Business Checking Account has been collected independently by BankDealGuy. The product details on this page have not been reviewed or provided by the bank.
| Chase Business Complete Checking® ($300 or $500 Bonus) | Bluevine Business Checking ($300 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| U.S. Bank Business Checking ($500 or $900 Bonus) | |
Citi Self Invest Up To $500 Bonus
Earn up to $500 when you open and fund a Citi Self Invest account and complete all requirements.
- Fund a new or existing Citigroup Global Markets Inc. (“CGMI”) Citi Self Invest (“CSI”) account with a minimum of $10,000 of New-To-Citi funds during an Account Funding Period as described below. See below for the definition of “New-to-Citi funds”. The date your CSI account receives the first New to Citi funds in your CSI account is defined as your “Date of Initial Funding.” The Date of Initial Funding will determine the Initial Funding Month that begins the Account Funding Period. During the Account Funding Period, you may continue to add New-To-Citi funds to establish your bonus amount.
- You must be enrolled in eDelivery of statements through the end of the Account Funding Period.
- Maintain the New-To-Citi funds in your Citi Self Invest account through the Maintain Funds Period shown in the Example of Funding and Maintenance Requirements
| Cash Bonus | New-To-Citi Funding |
| $100 | $10,000 – $49,999 |
| $200 | $50,000 – $199,999 |
| $500 | $200,000 or more |
The information for the Citi® Self Invest has been collected independently by BankDealGuy. The product details on this page have not been reviewed or provided by the bank.
| J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($150 Cash) |
| E*Trade (Up to $6,000 Cash) | Webull (Free Stocks) |
Citi Personal Wealth Management Up To $5000 Bonus
Earn up to $5,000 and help get your investments on track.
- Step 1: Contact a Financial Advisor to enroll a new or existing eligible Citi Personal Wealth Management account by 6/30/2025.
- Step 2: Fund a new or existing Citi Personal Wealth Management account with a minimum of $50,000 in New-to-Citi funds between 4/1/2025 – 6/30/2025.
- Step 3: Enroll or maintain enrollment in eDelivery of statements through the Account Funding Period deadline shown in the Terms and Conditions.
- Step 4: Maintain the New-to-Citi funds in your account through the Maintain Funds deadline shown in the Terms and Conditions.
(Expires 06/30/2025)
| Cash Bonus | New-To-Citi Funding |
| $500 | $50,000 – $199,999 |
| $1,000 | $200,000 – $499,999 |
| $2,000 | $500,000 – $999,999 |
| $3,000 | $1,000,000 – $1,999,999 |
| $5,000 | $2,000,000+ |
The information for the Citi Personal Wealth Management has been collected independently by BankDealGuy. The product details on this page have not been reviewed or provided by the bank.
| J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($150 Cash) |
| E*Trade (Up to $6,000 Cash) | Webull (Free Stocks) |
Citi® Accelerate Savings
Citi Checking $325 or $450 Cash Bonus (Expired)
New checking customers can earn a $325 or $450 cash bonus when opening a new eligible checking account from 10/9/24 to 1/7/25 with qualifying Enhanced Direct Deposits and required activities.
- Open a new eligible Citi® Checking account with Enhanced Direct Deposits and enroll in this offer by applying directly from this page. Offer valid from 10/9/24 to 1/7/25.
- Deposit at least two (2) Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. Your total combined Enhanced Direct Deposits must equal $3,000 or more. Deposits made to a savings account are not eligible.
- Earn $325 when you make $3,000 in qualifying Enhanced Direct Deposits
- Earn $450 when you make $6,000 in qualifying Enhanced Direct Deposits
- Earn and enjoy a $325 or $450 cash bonus. Your bonus amount will be determined by the sum of all Enhanced Direct Deposits made to your new Checking Account as of the 90th calendar day after account opening. Your bonus will be deposited as a credit to your open, eligible checking account within 30 days after the end of the 90-calendar day qualification period. Only new checking customers can take advantage of this offer.
The information for the Citi Checking Account has been collected independently by BankDealGuy. The product details on this page have not been reviewed or provided by the bank.
| KeyBank Checking ($300 bonus) | Chase Total Checking ($300 Bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | |
Citi Checking $400 Cash Bonus (Expired)
New checking customers can earn a $400 cash bonus by opening an eligible checking account from 8/21/24 to 10/8/24 and completing required activities.
- Open new account. To enroll in this offer, you must apply directly from this page. Opening an account does not guarantee that you meet eligibility requirements. Open a new eligible checking account and enroll in the bonus offer the same day. Offer valid from 8/21/24 to 10/8/24.
- Fund your account. Deposit a required minimum balance of $10,000 in New-to-Citibank funds into your checking account within 45 calendar days from account opening.
- Maintain your balance. Maintain the required minimum balance of $10,000 in your eligible Citi Checking Account for an additional 45 days from the 46th day. Your bonus will be deposited as a credit to your open, eligible checking account within 30 calendar days after you have completed all required activities. Only new checking customers can take advantage of this offer.
The information for the Citi Checking Account has been collected independently by BankDealGuy. The product details on this page have not been reviewed or provided by the bank.
| KeyBank Checking ($300 bonus) | Chase Total Checking ($300 Bonus) |
| SoFi Checking and Savings Account ($325 Bonus) | |
Citi Priority Account Up to $2,000 Cash Bonus (Expired)
Open a Citi Priority Account and earn a cash bonus of $200, $500, $1,000, $1,500, or $2,000 when you maintain a minimum eligible balance and complete required activities.
- What you’ll get: Up to $2,000 cash bonus
- Account: Citi Priority Account
- How to earn it:
- Deposit New-to-Citi® Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
- When it expires: 1/9/2024
| SoFi Checking and Savings Account ($325 Bonus) | KeyBank Checking ($300 bonus) |
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
Key Benefits of Citi Priority:
- No Citi fees at non-Citi ATMs
- Preferred pricing and rates on select products and services
- Citi Priority Advisors
- Investment guidance and resources from Citi Personal Wealth Management
- Travel and global benefits
Citigold® Checking Account Up to $2,000 Cash Bonus (Expired)
Open a Citigold® Checking Account and earn a $200, $500, $1,000, $1,500, or $2,000 cash bonus when you maintain a minimum eligible balance and complete required activities.
- What you’ll get: Up to $2,000 cash bonus
- Account Type: Citigold® Checking Account
- How to earn it:
- Deposit New-to-Citi® Funds into your new checking account within 20 days of account opening. The balance on your 20th day will determine your maximum eligible cash bonus. Maintain the required Minimum Balance in your eligible account for an additional 60 days from the 21st day.
- The cash bonus will be deposited to your open, eligible account within 30 calendar days after you complete all required activities.
- When it expires: 1/9/2024
| Cash Bonus | Minimum Deposit & Minimum Balance |
| $200 | $10,000 – $29,999 |
| $500 | $30,000 – $74,999 |
| $1,000 | $75,000 – $199,999 |
| $1,500 | $200,000 – $299,999 |
| $2,000 | $300,000 and above |
Key Benefits of Citigold® Checking Account:
- Unlimited reimbursement of non-Citi ATM fees*
- Dedicated team*
- World-class investment platform from Citi Personal Wealth Management
- Complimentary financial planning from Citi Personal Wealth Management
- Citigold® Concierge*
- Preferred pricing and rates on select products and services*
- Investment guidance and resources from Citi Personal Wealth Management
- Travel and global benefits
Why Citi?
- Convenient locations.
- With ATMs and branches in the places you live, work and play, you’re never far from your money. Find an ATM or branch near you.
- Practical banking and investment digital tools.
- Their award-winning website and mobile app make it easy to bank virtually anywhere, anytime.
- The Citi Mobile® app provides smart, on-the-go capabilities for managing your banking and investment Accounts.
- Account protection.
- Citi takes measures to help protect your account with ongoing fraud monitoring, activity notifications and alerts. Plus you have automatic access to Citi® Identity Theft Solutions should the need ever arise.
For more options, compare Citi Promotions to offers from Chase Bank, HSBC, Huntington Bank, Discover Bank, TD Bank, CIT Bank, Bank of America, or our list of the best bank bonuses.
