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With the Chase Freedom® Card, you will have the opportunity to earn 5% cash back on selected rotating categories every 3 months. On top of the cash back offer, you can earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening. Now that you’ve seen two great features of this card, what makes this card even more appealing is that it comes with NO ANNUAL FEE. If you would like to find out more about what more this card has to offer, please continue to read below.
5% Cash Back Categories
Here, the Chase Freedom® Card will earn you 5% cash back in combined purchases (up to $1,500) in the categories you activate each quarter (every 3 months) while still earning 1% for all other purchases.
Note, these cash back rewards do not automatically apply by simply swiping your credit card when making purchases. You have to make sure you enroll online to activate the 5% cash back categories. You have 2 months up to each following quarter to do so. If you forget or don’t enroll, you will not be eligible to receive the 5% cash back rate. So be mindful! But on another note, if you take advantage of the $1,500 in combined purchases per quarter, you could earn up to $300 in extra rewards with the offered cashback rate throughout the course of the year ($75 in cash back each quarter)!
Activate each quarter to earn 5% cash back on up to $1,500 in combined purchases in this quarter’s bonus categories. See the FAQs. To view a more in-depth of the 5% cash back categories, see our Chase Freedom Credit Card Cashback Calendar post!
Be sure to visit BankDealGuy to explore the best credit cards related to 5% cash back categories.
Department Store Categories
Also, when the rotating category is for department store purchases, you can get even more rewards by accessing the the Chase Ultimate Rewards website, an online storefront, in which you can get up to 10% cash back on your online purchases!
From past offers of this categories, I found that some of the re-occurring eligible department stores include: Sears, JCPenney, Macy’s, Saks, Nordstrom, Kohl’s, Nordstrom Rack, Neiman Marcus, Saks Off Fifth, and such. And some stores that are usually excluded from this category are: Target, Walmart, and TJ Maxx.
These might be subject to change this year, but this is just to give you an idea of what stores to expect when the quarter time nears.
Be sure to visit BankDealGuy to explore the best credit cards related to department store purchases.
Chase Freedom Card Summary
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
Bonus Requirements
Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Author’s Verdict
Here, the Chase Freedom® Card will earn you 5% cash back in combined purchases (up to $1,500) in the categories you activate each quarter (every 3 months) while still earning 1% for all other purchases. These cash back rewards do not automatically apply by simply swiping your credit card when making purchases. You have to make sure you enroll online to activate the 5% cash back categories. You have 2 months up to each following quarter to do so. If you forget or don’t enroll, you will not be eligible to receive the 5% cash back rate. So be mindful! See our Chase Freedom Credit Card Cashback Calendar post! But on another note, if you take advantage of the $1,500 in combined purchases per quarter, you could earn up to $300 in extra rewards with the offered cashback rate throughout the course of the year. Also, when the rotating category is for department store purchases, you can get even more rewards by accessing the the Chase Ultimate Rewards website, an online storefront, in which you can get up to 10% cash back on your online purchases! Provide feedback in the comment section below by telling us your thoughts and experience with this card. Make sure to also visit BankDealGuy to explore the Best Credit Cards for Department Store Purchases. Additionally, we also have a full list credit card promotions!
Compare this card with other cash back cards here.
