Santander has pushed the boundaries of credit cards by offering a 0% APR balance transfer rate for 2 years with the Santander Sphere Credit Card. In comparison to other credit cards, Santander has greatly increased this 0% APR period, adding to its merit as a credit card. If this sparks an interest, keep reading to find out more.
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Everyday Purchase Categories
You will be able to earn unlimited 1% cash back rewards on all your purchases. Additionally, you are able to redeem for anything you want. There’s no limits or restrictions. It’s simple and flexible.
Make sure to also visit our section for more every day credit cards to explore the best credit cards for Everyday Purchases.
Santander Sphere Credit Card Features
- Earn one reward point for every dollar spent, with no limits
- 0% Intro Annual Percentage Rate on balance transfers for 24 billing cycles if taken within the first 90 days of account opening; After the introductory period a variable APR for balance transfers from 13.49% to 23.49% based on the Prime Rate and your credit worthiness.
- 0% Intro APR on purchases for the first 12 billing cycles of your account opening. After that, 13.49% to 23.49% APR, based on your creditworthiness when you open your account.
- No annual fee.
Santander Sphere Credit Card: If this card appeals to you, click this link to apply now!
If you’re interested in Santander Bank Deals, see our list of the best Santander Bank Bonuses, Offers, & Promotions!
Compared to other cards, the Santander Sphere Credit Card is lacking in marketable advantages. It does have its merits, however, such as 1X cash back on all purchases, and a hefty period of 0% Intro APR Balance Transfers. The 1X points back is alright, but it is the APR rate that makes this card stand out. If you’re looking for a card that helps you get rid of any high interest credit card debt you may have, this is the perfect card.
Provide feedback in the comment section below by telling us your thoughts and experience with this credit card. If you’re interested in learning more about Santander, check out our Santander Bank Deals page.