Find the latest Ponce Bank CD Rates, Offers, and Promotions here. You can now earn some of the best CD Rates from Ponce Bank up to 4.65% APY.
Update 9/30/24: The 1, 3, and 4 month term rates have slightly decreased.
About Ponce Bank
Ponce Bank is headquartered in Bronx, New York and was established in 1960. Since then they have grown to 14 locations and boast an A heath rating.
Ponce Bank offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
Ponce Bank CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $1, you can invest in a Ponce Bank CD account to maximize your earnings.
If you’re interested in earning a higher rate than a traditional savings account than make sure to check out the CD rates below.
- Minimum deposit: $1
- Maximum deposit: None listed
- Early withdrawal penalty: None. Withdrawals may be made 7 days after opening.
| Term | APY Rate | Minimum Deposit |
| 1-Month High Yield CD | 4.65% | $1 |
| 3-Month High Yield CD | 4.65% | $1 |
| 4-Month No Penalty CD | 4.60% | $1 |
| 6-Month High Yield CD | 4.00% | $1 |
| 11-Month High Yield CD | 1.21% | $1 |
| 13-Month High Yield CD | 1.31% | $1 |
| 48-Month High Yield CD | 1.61% | $1 |
Ponce Bank CD Features
- FDIC insured.
- No fees.
- Bank with purpose: your deposit helps us keep investing in underserved communities hard hit by the Covid crisis.
Bottom Line
Whether you interested in a short term or long term CD, look no further than Ponce Bank. Take advantage of the low required minimum balance of just $1.
Be sure to check back on BankDealGuy for more bank promotions and the best CD Rate Offers!
However, you may want to compare them with our best CD Rates:
- Top 9-Month CD Rates
- Top 1-Year CD Rates
- Top 18-Month CD Rates
- Top 2-Year CD Rates
- Top 3-Year CD Rates
- Top 4-Year CD Rates
- Top 5-Year CD Rates
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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