Find the latest Navy Federal Credit Union CD Rates, Offers, and Promotions here.
They currently offer a 3.50% APY 12-Month CD rates for qualifying accounts.
Navy Federal Credit Union CD Account Summary
Open up a new Navy Federal Credit Union CD Account to earn interest on your funds.
- Availability: Nationwide
- Expiration: None listed
- Credit Inquiry: Soft Pull or Hard Pull? Let us Know!
- Credit Funding: Unknown
- Opening Deposit Requirement: $1K – $100K
- Direct Deposit Requirement: None
- Monthly Service Fee: None
- Early Termination Fees: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Promo Code(s): None
(FDIC Insured)
| Term | $1K Deposit | $10K Deposit | $20K Deposit | $50K Deposit | $100K Deposit |
| 3 Month | 0.50% | 0.50% | 0.50% | 0.50% | 0.55% |
| 6 Month | 0.60% | 0.60% | 0.60% | 0.60% | 0.65% |
| 9 Month | 0.60% | 0.60% | 0.60% | 0.60% | 0.65% |
| 12 Month | 0.90% | 0.90% | 0.90% | 0.90% | 0.95% |
| 18 Month | 0.90% | 0.90% | 0.90% | 0.90% | 0.95% |
| 24 Month | 1.01% | 1.01% | 1.01% | 1.01% | 1.05% |
| 36 Month | 1.05% | 1.05% | 1.05% | 1.05% | 1.10% |
| 48 Month | 1.10% | 1.10% | 1.10% | 1.10% | 1.15% |
| 60 Month | 1.20% | 1.20% | 1.20% | 1.20% | 1.25% |
| 72 Month | 1.20% | 1.20% | 1.20% | 1.20% | 1.25% |
| 84 Month | 1.20% | 1.20% | 1.20% | 1.20% | 1.25% |
CD Rate Special
| Term | APY Rate | Minimum Deposit |
| 12 Month | 3.50% | $50 |
CD Features
- Great for long-term savings growth
- Open with $1,000 or more
- No limit on deposit amount
- NCUA Insured
Author’s Verdict
If you have excess funds just sitting in your checking account (that more than likely won’t be touched), it’s a good idea to invest it in a interest bearing account like a CD. By opening a CD Account, your money will be earning money for you while you sleep by earning you a return on your funds.
Please let us know if you find out any information regarding whether this account triggers a hard or soft pull. Do you know of a better CD rate elsewhere? If so, let us know! Let us know about your thoughts and experience with Discover Bank in the comment section below. Be sure to check back on BankDealGuy for more bank promotions and the best CD Rates!
Only up to 50,000