Find the latest Ideal Credit Union CD Rates, Offers, and Promotions here.
Available to residents nationwide, Ideal Credit Union has a wide array of products to meet your individual needs. Ranging from Checking, Savings, CDs, and loans. They currently offer a standard CD rate for 1.06% APY 60-Month CD and 1.00% APY 48-Month CD.
|Eligibility: Ideal Credit Union is open to anyone who lives, works, worships, attends school, or volunteers in the Minnesota counties of Anoka, Chisago, Dakota, Hennepin, Ramsey, or Washington. Membership is also available to out-of-area individuals by making a one-time $5 donation to the John D. Miller Foundation.
See current membership details
Ideal Credit Union CD Account Summary
Open up a new Ideal Credit Union CD Account to earn 1.06% or 1.01% APY on your funds.
- Rate Offer: 1.06% APY 60-Month CD, 1.00% APY 48-Month CD
- Availability: Nationwide
- Expiration: None Listed
- Credit Inquiry: Unknown. Please inform us!
- Credit Funding: Unknown
- Opening Deposit Requirement: None
- Direct Deposit Requirement: None
- Monthly Service Fee: None
- Early Termination Fees: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Promo Code(s): None
|Term||$500.00 – $24,999.99||$25,000.00 – $69,999.99||$70,000.00 +|
|91 Days||0.10% APY||0.15% APY||0.20% APY|
|6 Month||0.20% APY||0.25% APY||0.30% APY|
|12 Month||0.30% APY||0.35% APY||0.40% APY|
|18 Month||0.40% APY||0.45% APY||0.50% APY|
|24 Month||0.40% APY||0.45% APY||0.50% APY|
|30 Month||0.55% APY||0.60% APY||0.65% APY|
|36 Month||0.85% APY||0.90% APY||0.95% APY|
|48 Month||0.90% APY||0.95% APY||1.00% APY|
|60 Month||0.95% APY||1.16% APY||1.26% APY|
- Competitive rates for all terms
- No monthly maintenance fee
- NCUA Insured up to $250,000
Ideal Credit Union is offering a 1.06% APY 60-Month CD and 1.00% APY 48-Month CD. This is a limited time offer and is quite competitive.
Please let us know if you find out any information regarding whether this account triggers a hard or soft pull. Do you know of a better CD rate elsewhere? If so, let us know! Let us know about your thoughts and experience with Discover Bank in the comment section below. Be sure to check back on BankDealGuy for more bank promotions and the best CD Rate Offers!