Sign up for the Discover It Chrome Card and get a low Intro APR of 0% for 14 Months on balance transfers and purchases while also earning 2% cash back at restaurants and gas stations! If you are looking for a simple and straightforward card to have in your wallet, this might be the perfect one for you. It also comes with NO ANNUAL FEE! Continue to read below to read all about the Discover It Chrome Card‘s features and see if this card is best suitable for you!
0% APR Balance Transfer Categories
You are given an intro APR rate of 0% for 14 months on purchases and balance transfers. After that, a variable APR will apply, 11.99% – 23.99% based on your creditworthiness. Additionally, there is a balance transfer fee of 3% of the amount of each transfer .
If you’re carrying a balance on other high-APR cards you can save some money but transferring your balance over to this card. That makes it a decent option for those looking to finance a big purchase or pay down existing debt.
You can earn even more rewards when you shop on Discover’s online mall site. How it works is you can go through the portal to some of your favorite eligible retailers and make a purchase(s) with your Discover card. After doing so, you can earn an additional cash back bonus anywhere between 5% to 20%.
Editor’s Note: For more credit cards that offer 0% APR on balance transfers, see our list of the Best 0% APR Balance Transfer Credit Cards.
Gas Purchase Categories
If we were to compare this cash back rewards with others, earning 2% at gas stations with no cap and no expiration date is average but worth while. This is beneficial for those who are commuters or may own vehicles with larger gas tanks to fill.
Editor’s Note: For more credit cards that offer cash back for gas purchases, see our list of the best credit cards related to gas purchases.
Discover It Chrome Card Features
- Earn 0% Intro APR for 14 months on purchases and balance transfers
- 2% cash back at gas and restaurants on up to $1,000 in combined purchases each quarter
- 1% cash back on all other credit card purchases
- You can redeem your cash back for any amount at any time and your cash back never expires
- Discover automatically match all the cash back you’ve earned at the end of your first year on your credit card
- Use your rewards instantly at Amazon.com checkout
- Paying late won’t raise your APR
- Late fee for your first late payment is waived
- There is no over-limit fee
- No foreign transaction fees
- No annual fee
Additional Benefits
Benefits that don’t just talk the talk:
- Freeze it® on/off switch for your account.
- If you misplace your card, freeze your account on the mobile app or website to prevent new purchases, cash advances and balance transfers.6
- FICO® Credit Score for free.
- Easily view your FICO® Credit Score on monthly statements, mobile and online for free. Learn More
- Looking out for you.
- They monitor every purchase, everyday for suspicious activity. And you‘re never responsible for unauthorized purchases on your Discover card.
- 100% U.S.-based customer service.
- Here to help whenever you call, not sell you other products. Plus get powerful, fast mobile and online service.
Learn More
Discover It Chrome Card: If this card appeals to you, click this link to learn more now!
Author’s Verdict
With the Discover It Chrome Card, there is no annual fee and it provides you access to your FICO score each month so you can be up to date with your credit score. But is this card fitting for you?
If you:
- Drive often – 2% back for all gas purchases (up to the quarterly limit)
- Dine out frequently – 2% back for all restaurant purchases (up to the quarterly limit)
- Are a student – once you have the card, you’re all set to earn rewards
- Want to earn a bonus – at the end of your first year, Discover will match all the cash back you earned over the past 12 months
In addition, you don’t have to keep up with changing bonus categories as you would with the Discover it when you earn your rewards. And if you’re a student, this card will appeal to you even more. You’ll be please to know that there is no annual fee and no foreign transaction fee. So for any students who study or travel abroad, this is a great option! On top of all the great features, your 2% that you’re earning on restaurant and gas purchases you’ll be essentially earning 4% back after the Cashback Match at the end of the year (and the 1% on all other purchases will be essentially 2%).
Provide feedback in the comment section below by telling us your thoughts and experience with this card. Make sure to visit BankDealGuy for more credit cards that offer 0% APR on balance transfers. See our list of the Best 0% APR Balance Transfer Credit Cards. For a more extensive list, you can see our Best Credit Card Promotions here!
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