Available online nationwide, you can earn up to 3.25% APY on your funds when opening a new Discover Bank Money Market Account.
If you’re on the edge of whether or not to choose Discover for all of your financial needs, you can rest assured you’re making a terrific decision as to why you should. At Discover, they keep you in mind.
Their products are designed with you in mind. Discover provides banking and credit products that will help people like you achieve goals – from establishing good credit, to paying for a college education to consolidating debt.
(Visit Discover for more details)
Table of Contents
Discover Bank Money Market Account Summary
Here is your opportunity to earn a an interest on your funds. Open a new Discover Bank Money Market Account and get started today!
- Rate Offer: Up to 3.25% APY Rate
- Availability: Nationwide
- Credit Inquiry: Soft Pull
- Credit Funding: None
- Opening Deposit Requirement: $2,500
- Monthly Service Fee: None
(Visit Discover for more details)
How To Open A Discover Bank Money Market Account
- Provide Discover Bank a few basics (like address and Social Security number), and they’ll get the ball rolling for you.
- Make a deposit now or come back and do it later. Whatever makes it easier for you to get going on your goals.
- Check your email for a confirmation, and you’re on your way to the future you’ve been dreaming of.
Discover Bank Money Market – Account Rates
| Balance | %APY |
| Balances under $100,000 | 3.20% APY |
| Balances $100,000 and over | 3.25% APY |
How To Avoid The Monthly Fee
There are no monthly fees involved with the Discover Bank Money Market Account.
Alternative Discover Accounts To Consider
 Open a Discover Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code BDG323 by 03/15/2023 • Earn high interest rate of 3.30% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To get your $150 or $200 Bonus: What to do: Apply for your first Discover Online Savings Account, online, in the Discover App or by phone. Enter Offer Code BDG323 when applying. Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Deposit must be posted to account within 30 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is interest and subject to reporting on Form 1099-INT. Offer ends 3/15/2023, 11:59 PM ET. Offer may be modified or withdrawn without notice. |
• Available nationwide online • Discover offers CDs with some of the highest and most competitive rates! • Select terms as short as 3 months up to 120 months • Rates ranging from 1.50% APY up to 4.40% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Start today with a minimum deposit of $2,500! • Get started and open a Discover CD in 3 easy steps. |
-Available nationwide online -Select terms as short as 3 months up to 120 months -Rates ranging from 1.50% APY up to 4.40% APY -Start today with as little as $2,500! -Step-by-step help available 24/7 by phone -Flexible options: Roth (pay now, save later) & Traditional IRAs (earn now, pay later) -Gather your retirement savings into one place. -Just three steps and you’re on your way to saving with a Discover IRA CD. |
Author’s Verdict
Going with Discover is never a bad idea. If you’re looking for a reliable bank and superior customer service, Discover has my recommendation.
I personally use Discover for a wide range of products such as their credit cards, interest bearing accounts, etc and they really put their consumers first!
Let us know about your thoughts and experience with this account!
Be sure to check back on BankDealGuy for more bank promotions and/or for more bank rates!
You can also take advantage of a range of great promotions from banks such as U.S. Bank, HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
Editor’s Note: Choosing Discover Bank is a smart choice whether you’re banking online or looking for the best return rates. See our full list of promotions from Discover Bank Promotions. Member FDIC.
(Visit Discover for more details)
| PROMOTIONAL LINK | OFFER | REVIEW |
| Discover Bank Online Savings terms apply | Up to $200 Cash + 3.30% APY | Review |
| Discover Bank CD | Up to 4.40% APY | Review |
| Discover Bank Money Market | Up to 3.25% APY | Review |
| Discover Bank IRA CD | Up to 4.40% APY | Review |
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