Find the latest DCU CD Rates, Offers, and Promotions here.
They currently offer a 2.28% APY 48-59-Month Jumbo CD rates for qualifying accounts.
Eligibility: DCU is a not-for-profit cooperative owned and operated by and for our members. The ability of an individual to become a member is determined by whether or not he or she has something in common with the other members, such as a familial relation, employment at a company, membership in an association, or residence in a particular geographic area. See current membership details |
DCU CD Account Summary
Open up a new DCU CD Account to earn interest on your funds.
- Availability: Nationwide
- Expiration: None listed
- Credit Inquiry: Soft Pull or Hard Pull? Let us Know!
- Credit Funding: Unknown
- Opening Deposit Requirement: $25,000
- Direct Deposit Requirement: None
- Monthly Service Fee: None
- Early Termination Fees: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Promo Code(s): None
(NCUA Insured)
Term | APY Rate | Minimum Deposit |
3–5 Month | 1.31% | $25,000 |
6–11 Months | 1.56% | $25,000 |
12–23 Months | 1.97% | $25,000 |
24–35 Months | 2.07% | $25,000 |
36–47 Months | 2.17% | $25,000 |
60 Months | 2.38% | $25,000 |
CD Rate Special
Term | APY Rate | Minimum Deposit |
48 to 59 Month | 2.28% | $25,000 |
CD Features
- Great for long-term savings growth
- Open with $25,000 or more
- No limit on deposit amount
- NCUA Insured
Author’s Verdict
If you have excess funds just sitting in your checking account (that more than likely won’t be touched), it’s a good idea to invest it in a interest bearing account like a CD. By opening a CD Account, your money will be earning money for you while you sleep by earning you a return on your funds.
Please let us know if you find out any information regarding whether this account triggers a hard or soft pull. Do you know of a better CD rate elsewhere? If so, let us know! Let us know about your thoughts and experience with Discover Bank in the comment section below. Be sure to check back on BankDealGuy for more bank promotions and the best CD Rates!
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