Here is another credit card from Citi that offers one of the highest 0% APR deal in the market at the moment. The Citi Simplicity Card will allow you to get 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
Update 4/10/24: If you’re looking for some extra time on outstanding debt, the Citi Simplicity offers 0% intro APR for 21 months! Just keep in mind the intro balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for transfers completed within 4 months of account opening.
Citi Simplicity Card Summary
- Low intro APR on balance transfers for 21 months
- Low intro APR on purchases for 12 months
- No annual fee
- No late fees
- No penalty rate
- $0 liability on unauthorized charges
Author’s Verdict
The Citi Simplicity Card is great for those who need to pay off debt or may be making a big purchase in the near future and need time paying down the amount(s).
Provide feedback in the comment section below by telling us your thoughts and experience with this card. Make sure to visit BankDealGuy to find out more about the best 0% APR balance transfer credit cards.
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