If you have been searching for one of the best 0% APR deal, look no further! With the Citi Diamond Preferred Card, you will get 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening.
After that, the variable APR based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
It doesn’t seem to get any better than that. Continue to read more below to see how you can get the most out of this credit card and its current offer.
Update 4/11/24: If you need some time on your outstanding debt and want to avoid the interest accrued, consider this card to give you a cushion. Do keep in mind the Balance Transfer Fee: Either $5 or 5% of the amount of each credit card balance transfer, whichever is greater.
Citi Diamond Preferred Card Summary
- Introductory APR. This card has a great 0% APR promotion for purchases and balance transfers. Qualifying balance transfers must be made within 4 months of your account opening date.
- Personal Concierge Service. The Citi Diamond Preferred Card has a special level of concierge service that’s available only to cardholders. This is a personalized customer service portal that is much shorter and is trained to help you with your needs.
- Free FICO Score. All Diamond Preferred cardholders are entitled to a complimentary FICO score online. That’s great news for those in the process of building or rebuilding credit.
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Author’s Verdict
Look into the Citi Diamond Preferred Card, if you plan on making a big purchase since this card’s 0% introductory rate will you pay down the amount over time, for such a long grace period of time too.
Please provide feedback in the comment section below by telling us your thoughts and experience with this card.
For more options, see our list of the latest credit card offers and banking offers from Citi.
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