CIT Bank CD Rates: Up to 3.50% APY [Nationwide]

Available nationwide, you can earn competitive CD Rates on your funds when you open up a new CIT Bank Term Certificate of Deposit Account!

Update 4/2/24: Many terms have decreased. For better options, we recommend the Western Alliance Bank CDs and Ponce Bank CDs.

CIT Bank CD Account Information

• CD Terms:
  • 3.50% APY 13-Month CD
  • 3.50% APY 11-Month No-Penalty CD
• Availability: Nationwide
• Account Type: Certificate of Deposit (CD)
• Credit Inquiry: Soft Pull
• Credit Funding: Unknown
• Opening Deposit Requirement: $1,000 minimum
• Monthly Service Fee: None listed
• Early Termination Fees: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
• Auto Renewal: Unknown, but more than likely.

Account Requirements

Earn a competitive APY on a new CD Account with CIT Bank today:

1. Visit CIT Bank online and open a new CIT Bank Term Certificate of Deposit Account.
2. Enter your info: Provide your first and last name, address, phone, email and social security number
3. Select your term: Select a term of your choice.
4. Fund your account: Make the minimum opening deposit.
5. Verify Information: Verify information and electronically sign your application.
6. Confirmation Email: They’ll send a confirmation email.

Avoid Monthly Fees

There are no monthly fees involved with this CD Account.

Author’s Verdict

CIT Bank’s CDs offers phenomenal CD Rates on your funds with ONLY a $1,000 initial deposit!

I’ll definitely be opening an account very soon and make the switch to earn a little more as a few of my CD Accounts are near maturity.

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