Available nationwide, CIT Bank is offering you 3.75% APY when you open a Savings Connect account.
The Savings Connect account from CIT Bank may be an ideal banking option for many depositors since it has no maintenance or ATM fees and a number of benefits.
Update 10/14/25: The rate has decreased to 3.75% APY (from 3.90%). This is one of the best savings accounts to use as a Hub account to transfer your money.
- APY — Annual Percentage Yield is accurate as of September 23, 2025. Interest Rates for the Savings Connect Account are variable and may change at any time without notice. The minimum to open a Savings Connect account is $100. Fees could reduce earnings on the account.
- Based on comparison to the national average Annual Percentage Yield (APY) on savings accounts as published in the FDIC National Rates and Rate Caps, accurate as of September 15, 2025.
- For complete list of account details and fees, see our Personal Account disclosures.
About CIT Bank Savings Connect
CIT Bank, a division of First Citizens Bank, is a top-10 online bank built on the heritage of First Citizen Bank’s experience.
CIT Bank Savings Connect Account
- Rate Offer: 3.75% APY Rate
- Availability: Nationwide
- Credit Inquiry: Soft Pull
- Credit Funding: Unknown
- Opening Deposit: $100
- Monthly Service Fee: None
- Early Termination Fee: None listed
Application Link
Savings Connect Account: If this account appeals to you, apply today!
- Simply open a Savings Connect account with a minimum opening deposit of $100.
- Earn 3.75% APY on balances of $5,000 or more.
CIT Bank Savings Connect Benefits
- Earn More: Earn many times the national average with a Savings Connect account.
- Competitive Rate. Get a competitive rate on your Savings Connect account.
- Easy Access. Access your accounts 24/7 online and on the mobile app.
- Easy Deposits. Deposit checks remotely and make transfers easily with the CIT Bank mobile app.
- No monthly service fees.
- FDIC insured.
Author’s Verdict
Open a new account today to start accruing competitive interest and take advantage of the services they have to offer.
Be sure to also check out these other CIT Bank promotions.
Let us know about your thoughts and experience with this account!
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In addition to the current rate from CIT Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
(Visit CIT Bank to learn more)
I just applied to open an account at this “Bank” with only my address, email address, SS#, phone#, employment info and no credit check, no income info, and for no reason I can imagine, I was rejected. When I called, she would not give me an explanation. I have lived in my house for 25yrs, my credit is 780, my income is over $100,000 and there isn’t a CC I wouldn’t qualify for. How is it possible with so little info for them to simply reject my application with absolutely no explanation?