The categories in the following checklist include information and documents you may be asked to provide when applying for a home refinance loan. Consider this CIT Bank Mortgage Refinance Checklist if you’re planning on refinancing.
CIT Bank is available nationwide. See below on more info regarding CIT Bank Mortgage Refinance Checklist.
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CIT Bank Mortgage Refinance Checklist
- YOUR INCOME – CIT Bank Mortgage Refinance Checklist
- Pay stubs over the past 2-3 months
- Tax Returns and W-2’s and/or 1099’s (up to 2 years)
- Note: If you’re self-employed, additional information may be needed based on your unique situation. This may include your current balance sheet, as well as Profit and Loss Statements to verify income. You may also need to list your business debts. Your lender will let you know what is required.
- YOUR PROPERTY – CIT Bank Mortgage Refinance Checklist
- Your latest property tax bill.
- Current homeowner’s insurance policy protecting against loss.
- Flood insurance, if applicable.
- YOUR ASSETS – CIT Bank Mortgage Refinance Checklist
- Personal and business bank and asset statements covering the last 2-3 months for accounts including but not limited to:
- Savings
- Checking
- Money market
- Certificate of deposit
- Brokerage
- Retirement
- Personal and business bank and asset statements covering the last 2-3 months for accounts including but not limited to:
- YOUR CREDIT – CIT Bank Mortgage Refinance Checklist
- Written explanation of any credit blemishes – be sure to check your credit report with all three bureaus
- Bankruptcy discharge documentation
- Copy of divorce decree or separation agreement
- If, for some reason, you can’t supply the necessary documentation, ask your mortgage specialist about options that may allow you to provide supplementary documentation.
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Still Have Questions?
- Reach someone helpful 24/7. Call 855-462-2652!
Author’s Verdict
If you’re planning on refinancing your mortgage and clueless of what you need along the process, hopefully this CIT Bank Mortgage Refinance Checklist helped you! Let us know if it did in the comment section below or help add onto our list! Let us know about your thoughts and experience with CIT Bank in the comment section below! If you’re interested in more info regarding CIT Bank offers, check out our full listing of CIT Bank Deals, CIT Bank Bonuses, & CIT Bank Promotions. Be sure to check back on BankDealGuy for more bank deals!
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