Cedar Rapids Bank & Trust MAXX Checking Account – 2.22% APY Up To $15,000 [IA]

Cedar Rapids Bank & Trust offers a MAXX Checking account that earns 2.22% APY on up to $15,000 maximum balance. The reason they offer this account is because it has a premium interest rate and ATM fee refunds. Sign up and you will get both of these things if you: set up at least 1 direct deposit or direct debit each month, enroll in online banking, receive monthly eStatements, have 15 or more Visa Check Card transaction per month, and must be an Iowa resident to open this account.

Cedar Rapids Bank & Trust MAXX Checking Summary

• Account Type: MAXX Checking Account
• Interest Rate: 2.22% APY
• Maximum Balance: $15,000
• Availability: Iowa (Bank Locator)
• Expiration Date: None
• Credit Inquiry: Hard pull or soft pull? Let us know
• Opening Deposit: $100 minimum
  
• Credit Card Funding: Unknown
• Direct Deposit Requirement: Yes (one direct deposit or direct debit)
• Monthly Fee: No
• ATM Refunds: Yes (up to $20 per month)
• Additional Requirements: Have 15 or more Visa Check Card transactions each month, enroll in Personal Online Banking, receive monthly eStatements, and must be an Iowa resident to open this account.
• Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.

Application Link

Cedar Rapids Bank & Trust MAXX Checking Account – Must be an Iowa resident to open this account.

How To Earn 2.22% APY :

1. Sign up for the Cedar Rapids Bank & Trust MAXX Checking Account  to earn 2.22% APY for up to $15,000.
2. 1 direct deposit or direct debit.
3. Enroll for Online Banking.
4. Receive monthly eStatements.
5. Have at least 15 Visa Check Card transactions per month.

Author’s Verdict

If you were looking for a checking account that gives you a premium rate and ATM fee refunds, look no further. The MAXX Checking account does this and more. This might be the right checking account for you if you live in Iowa. You will also receive a Safe Deposit Box Free for the 1st year of opening this account. If you have had any experiences with this bank, please let us know in the comment section below. For more reward checking accounts, you can check out our entire list of Best Reward Checking Accounts.