BTH Bank offers a Kasasa Cash checking account that earns 2.25% APY on up to $7,000 maximum balance. This is a free checking account that pays really high interest and provides ATM fee refunds nationwide. The requirements needed to earn rewards for this account are: you must have at least 1 direct deposit or ACH payment each month, enroll in online banking and receive free eStatements, have 10 or more debit card purchases per month, and must be a Texas resident to open this account.
BTH Bank Kasasa Cash Checking Summary
- Account Type: Kasasa Cash Checking Account
- Interest Rate: 2.25% APY
- Maximum Balance: $7,000
- Availability: Texas (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $50 minimum
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes (1 ACH payment or direct deposit)
- Monthly Fee: No
- ATM Refunds: Yes (up to $25 per month)
- Additional Requirements: Have 10 or more debit card purchases each month, enroll in online banking, receive electronic statements, and must be a Texas resident to open this account.
- Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.
Application Link
BTH Bank Kasasa Cash Checking Account – Must be a Texas resident to open this account.
How To Earn 2.25% APY :
- Sign up for the BTH Bank Kasasa Cash Checking Account to earn 2.25% APY for up to $7,000.
- 1 ACH direct deposit or payment per qualification cycle.
- Enroll for online banking and receive electronic statements.
- Have at least 10 debit card purchases post and settle.
Author’s Verdict
If you live in Texas and your current checking account does not give you a high interest rate, then you should sign up for the BTH Bank Kasasa Cash Checking Account. With no monthly service charge and no minimum balance to earn rewards, you only have something to gain from this account. If you have had any experiences with this bank, please let us know in the comment section below. For more reward checking accounts, you can check out our entire list of Best Reward Checking Accounts.
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