The BMO Harris Bank Platinum Mastercard is offering a 0% intro APR for 6 months on purchases and 0% intro APR for 15 months on balance transfers. You’ll also enjoy having no annual fee, no foreign transaction fees and more. To find out more what other features this card has that may appeal to you, continue to read about the BMO Harris Bank Platinum Mastercard below.
0% APR Balance Transfer Categories
Here, you get an intro APR rate of 0% for for 6 months on purchases and 0% intro APR for 15 months on balance transfers. After that, a variable APR will apply, 12.99% – 19.99% based on your creditworthiness. If you pay off your balances every month and don’t tend to max out your credit card, then you will be on the lower end of this scale. Even though this card doesn’t offer rewards, keep in mind that when you’re paying down debt, that’s not your primary concern — minimizing costs is.
Editor’s Note: For more credit cards that offer 0% APR on balance transfers, see our list of the Best 0% APR Balance Transfer Credit Cards.
BMO Harris Bank Platinum Mastercard Features
- 0% introductory APR on purchases for 6 months from account opening date. After that, a variable APR applies, currently 12.99% – 19.99%, based on your creditworthiness.
- 0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 12.99% – 19.99%, based on your creditworthiness.
- Digital payments – Make purchases with your smartphone using Apple Pay®, Android PayTM, Samsung PayTM and BMO Harris Bank MasterpassTM.
- Online account management
- Chip Technology
- No annual fee
Application Link
BMO Harris Bank Platinum Mastercard: If you are interested in this credit card, apply today!
If you are interested in more BMO Harris Bank Deals, Bonuses, and Promotions, see our compiled list of BMO Harris Bank Deals here.
Alternative Options
Author’s Verdict
The BMO Harris Bank Platinum Mastercard can help you get some decent savings with the grace period that they offer. All in all, this is a simple and easy credit card. It serves its sole purpose of facilitating balance transfers because it unfortunately doesn’t offer any bonus points. With this card you receive 0% intro APR for 6 months on purchases and 0% intro APR for 15 months on balance transfers. This isn’t too bad but there are definitely better cards out there.
If you’re interested in learning about the best cards to use for office supply purchases, then be sure to check out our Best Credit Cards For Office Supply Purchases master post for more information!
Provide feedback in the comment section below by telling us your thoughts and experience with this credit card. If you’re just looking for more credit card options in general, then definitely check out our Best Credit Card Deals master post!
Leave a Reply