BankWest is offering ePlus Checking that earns 2.78% APY on up to $25,000 maximum balance. The ePlus Checking Account is BankWest’s most popular interest-earning checking account. One great thing is that you never have to pay ATM fees with this account.
The only two requirements to earn rewards for this account are: make at least 15 Debit Card transactions post and clear each month and receive electronic statements each month. You must be a South Dakota resident to open this account.
In addition to the current rate from Heartland Bank, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
BankWest ePlus Checking Summary
- Account Type: ePlus Checking account
- Interest Rate: 2.78% APY
- Maximum Balance: $25,000
- Availability: South Dakota (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard pull or soft pull? Let us know
- Opening Deposit: $100 minimum
- Credit Card Funding: Unknown
- Direct Deposit Requirement: No
- Monthly Fee: $5 (fee is waived when reward rate requirements are met)
- Refunds on ATM Fees: Yes (Unlimited)
- Additional Requirements: Receive eStatements, make least 15 Debit Card transactions each month, and must be a South Dakota resident to open this account.
- Closing Account Fee: Cancellation fees may apply. Be sure to speak with your representative.
Application Link
BankWest ePlus Checking Account – Must be a South Dakota resident to open this account.
Account Rates
Balance | %APY |
$0 – $25,000 | 2.78%APY |
$25,000+ | 0.76%APY |
How To Earn 2.78% APY:
- Sign up to BankWest ePlus Checking Account to earn 2.78% APY for up to $25,000.
- Receive eStatements.
- Make at least 15 debit card purchases post and settle per month.
Author’s Verdict
BankWest ePlus Checking Account is offers one of the best rates I have seen so if you live in South Dakota, I would advise you to sign up. The two requirements to earn rewards is easier than any other bank I have reviewed. Best of all, ePlus customers never have to pay ATM fees. If you have had any experiences with this bank, please let us know in the comment section below. For more reward checking accounts, you can check out our entire list of Best Reward Checking Accounts.
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