When you sign up for a BankAmericard Credit Card, you will earn an intro APR of 0% for 15 months on purchases and balance transfers. Give this card a chance by continuing to read below to find out more about what benefits you can potentially gain.
0% APR Balance Transfer Categories
Here, you get an intro APR rate of 0% for 15 months on purchases and balance transfers. After that, a variable APR will apply, 12.74% – 22.74% based on your creditworthiness. If you pay off your balances every month and don’t tend to max out your credit card, then you will be on the lower end of this scale.
Also, there is a $0 intro balance transfer fee for any balance transfers made within 60 days of opening your account. After that, the fee for future balance transfers is 3% (min. $10).
Even though this card doesn’t offer rewards, keep in mind that when you’re paying down debt, that’s not your primary concern — minimizing costs is.
Editor’s Note: For more credit cards that offer 0% APR on balance transfers, see our list of the Best 0% APR Balance Transfer Credit Cards.
BankAmericard Credit Card Features
- Earn 0% Intro APR for 15 months on purchases and balance transfers
- $0 balance transfer fee for the first 60 days your account is open.
- No penalty APR
- FICO score available
- No annual fee
Apply Here
BankAmericard® Credit Card: If this bonus appeals to you, click this link to apply now!
Offer Requirements
For this offer, you are eligible to get a 0% Intro APR for 15 months on purchases and balance transfers when you open an account.
Author’s Verdict
The BankAmericard Credit Card can help you get some decent savings with the grace period that they offer. It’s worth your time to consider your options, and figure out which can best serve your particular needs.
Most other credit cards in this category tend to extend the same promotional offer to both balance transfers and purchases, but unfortunately, this is only geared towards balance transfers — taking away the versatility and potential of this card.
All in all, the BankAmericard Credit Card is a simple and easy credit card. It serves its sole purpose of facilitating balance transfers.
Provide feedback in the comment section below by telling us your thoughts and experience with this card. Make sure to visit BankDealGuy to find out more about the best 0% APR balance transfer credit cards.
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