Available to Illinois residents, The Clay City Banking Co is offering you a chance to earn up to 2.02% APY on balances up to $25,000. Below is all the details you need to earn 2.02% APY on your funds when opening a The Clay City Banking Co Hometown Rewards with Interest Checking Account.
The Clay City Banking Co Hometown Rewards with Interest Checking Account Summary
- Interest Rate: 2.02% APY
- Maximum Balance: $25,000
- Availability: IL (Branch Locator)
- Expiration Date: None
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Credit Card Funding: Unknown. Let us know
- Opening Deposit: $100
- Direct Deposit Requirement: Optional
- Monthly Fee: None
- ATM Refunds: Up to $25 monthly
- Closing Account Fee: None listed
- Promo Code(s): None
Account Features
- Checking that pays you in high interest
- If qualifications are met:
- 2.00% (2.02% APY up to $25,000.00)
- 0.35% Interest Rate $25,000.01 and above (2.02% – 0.68% APY depending on balance)
- ATM refunds up to $25 per statement cycle (international ATM fee refunds not included)
- If qualifications are not met:
- 0.15% APY for all balances
- No monthly service fee
- No minimum balance requirements
- Unlimited check writing
- Free online banking & bill pay
- Free mobile banking
- Mobile deposit available
- Free e-Statements
- Free debit card
- Hometown Round Up Saver program available
- $100 minimum deposit to open
Application Link
The Clay City Banking Co Hometown Rewards with Interest Checking Account: If this account appeals to you and you qualify, apply today!
How To Earn 2.02% APY:
- Sign up for the The Clay City Banking Co Hometown Rewards with Interest Checking Account to earn 2.02% APY on balances up to $25,000. In addition, meet the following requirements every month:
- Have 12 debit card transactions that post and settle (not counting ATM transactions)
- Receive statement monthly electronically
Author’s Verdict
If you’re active with your checking account and able to meet the monthly requirements listed above, definitely consider opening a rewards checking account so you can earn rewards and interest on your funds. If you have any info regarding the credit card funding, credit inquiry, or the early account termination fee, please let us know. If you have had any experiences with this bank, please let us know in the comment section below. For more reward checking accounts, you can check out our entire list of Best Reward Checking Accounts.
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