Find the latest VirtualBank CD Rates, Offers, and Promotions here.
Some of the best VirtualBank CD Rates such as 1.75% APY 6-Month CD and 1.75% APY 9-Month CD.
Virtual Bank CD Account Summary
Open up a new Virtual Bank CD Account to earn interest on your funds.
- Rate Offer: 18-Month Term 2.05% APY CD Rate
- Availability: Nationwide (Online Only)
- Expiration: None listed
- Credit Inquiry: Unknown. Please inform us!
- Credit Funding: Unknown
- Opening Deposit Requirement: $10,000
- Direct Deposit Requirement: None
- Monthly Service Fee: None
- Early Termination Fees: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Promo Code(s): None
(FDIC Insured)
| Term | APY Rate | Minimum Deposit |
| 1-Month | 1.65% | $10,000 |
| 2-Month | 1.65% | $10,000 |
| 3-Month | 1.51% | $10,000 |
| 6-Month | 1.75% | $10,000 |
| 9-Month | 1.75% | $10,000 |
| 12 Month | 2.00% | $10,000 |
| 18-Month | 2.05% | $10,000 |
| 24-Month | 2.05% | $10,000 |
| 36-Month | 2.00% | $10,000 |
| 48-Month | 1.79% | $10,000 |
| 60-Month | 1.95% | $10,000 |
CD Features
- Interest compounded daily and paid quarterly
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the FDIC up to the maximum allowed by law
Author’s Verdict
If you have excess funds just sitting in your checking account (that more than likely won’t be touched), it’s a good idea to invest it in a interest bearing account like a CD. By opening a CD Account, your money will be earning money for you while you sleep by earning you a return on your funds.
Please let us know if you find out any information regarding whether this account triggers a hard or soft pull. Do you know of a better CD rate elsewhere? If so, let us know! Let us know about your thoughts and experience with Virtual Bank in the comment section below. Be sure to check back on BankDealGuy for more bank promotionsand the best CD Rate Offers!
