With the USAA Limitless Cashback Rewards Visa Signature Card, you will earn 2.5% cash back on every purchase you make with a monthly qualifying direct deposit of $1,000 in a USAA Bank checking account. For more information about this card in detail, please continue to read below.
USAA Limitless Cashback Rewards Visa Signature Card Features
- Earn 2.5% cash back on purchases while you maintain a monthly qualifying direct deposit of $1,000 in a USAA Bank checking account
- 1.5% Cash Back (instead of 2.5% Cash Back) on all Qualifying Purchases if you do not maintain a Qualifying Direct Deposit
- Enjoy cash back on every purchase, with no limit on the amount you can earn.
- Redeem your rewards anytime using your mobile device or computer
- Special credit card benefits for military members
- No annual fee
Apply Here
Limitless™ CashBack Rewards Visa Signature® Card: If you what all this card has to offer, click this link to apply!
Bonus Requirements
For this offer, you will receive a cash back offer. If eligible, you will earn 2.5% cash back on all purchases if qualifying direct deposit of $1,000 in a USAA Bank checking account is maintain monthly.
If you do not maintain a qualifying direct deposit, you will then earn 1.5% Cash Back (instead of 2.5% Cash Back).
A Qualifying Direct Deposit is a single electronic transfer of at least $1,000 into your USAA checking account that you initiate with your employer, a government entity, or an external financial institution.
You must have a Qualifying Direct Deposit every 30 days. However, you will have 90 days from the date your Account is enrolled in the Program to make your initial Qualifying Direct Deposit.
Author’s Verdict
When you open a USAA Limitless Cashback Rewards Visa Signature Card, you will be able to earn 2.5% cash back with no cap. However, not everyone is eligible for this card. the USAA credit cards are only open to USAA members since it is based off of a Military-focused credit union. USAA serves customers who meet certain eligibility criteria. To be eligible, you will need to fit under one of these categories:
- Active, retired and honorably separated officers and enlisted personnel of the U.S. military
- Officer candidates in commissioning programs (Academy, ROTC, OCS/OTS)
- Adult children whose eligible parents have or had a USAA auto or property insurance product
- Widows and widowers of USAA members who have or had a USAA auto or property insurance policy
Additionally, if cardholders are active members of the military and they’re deployed or moved to a different base then USAA will grant them a 4% interest rate and reduced fees “for up to 12 months when you PCS or up to 15 months when you deploy”.
Also, if during the course of service in certain campaigns you are awarded the Global War on Terrorism Expeditionary Medal or the Afghanistan Campaign Medal, the USAA may rebate you all the interest you incurred during your campaign. To be eligible for this rebate, you need to notify USAA within 180 days of getting back from or finishing the campaign.
The two benefits above are very generous and rewarding for those whoare members of the military or family members of those who are active duty or veterans.
Keep in mind that this card will require great credit scores. In our opinion, the USAA Limitless Cashback Rewards Visa Signature Card is a no-brainer for USAA customers who want a top-notch cash-back rewards card.
To top if all off, there’s no annual fee! And while these features and benefits may sound very appealing, it is unfortunate that it is limited and not open to the public.
Provide feedback in the comment section below by telling us your thoughts and experience with this card. Make sure to also visit BankDealGuy to explore the Best Credit Cards for Everyday Purchases.
