When you open an account with Citi Bank and acquire the Citi Prestige Card, you can earn will also receive $250 in air travel credit every year. This will automatically be applied to flight-related expenses that are charged to your card, including airline tickets, baggage fees, upgrades and more. You also earn 3X points back on air travel and hotel purchases, as well as 2X points back on dining and entertainment. To learn more about the Citi Prestige Card Bonus, please continue reading.
Hotel Stay Categories
If you factor in the complimentary fourth night that the card offers on hotel stays – every hotel stay purchased through the card, an unlimited number of times per year with no blackout dates – this perk alone will compensate for its annual fee. Plus, you will get 3X the points on air travel and hotels purchased with this card. So if you’re a frequent traveler who want to get the most out of their hotel stays, this card will offer much value to your needs.
Interested in the best card for hotel stays? If so, see our section on the best credit cards for hotel stays.
Restaurant Categories
The Citi Prestige Card gives you a decent rewards rate of 2X the points on dining at restaurants and entertainment. Those who frequently travel, dine out, and make entertainment purchases can easily earn points without trying. It might not be the best offered rate out there, but still a reasonably average rewards program. If you aren’t a high-end spender and can’t justify the rewards earning with the annual fee, then you may find other cards to be more appealing.
Want to see the best credit cards for restaurant purchases? If yes, follow this link to view the best credit cards for restaurant purchases.
Citi Prestige Card Features
- 3x Points on air travel and hotels
- 2x Points on dining at restaurants and entertainment
- 1x Point on all other purchases
- $250 airline credit per year
- Complimentary 4th night stay at any hotel of your choice when booking through the Citi Prestige Concierge
- $100 Global Entry fee credit
- Complimentary access to hundreds of VIP airline lounges
- No foreign transaction fee
- Annual fee of $450
Apply Here
Citi Prestige Card: Like the features that are offered? Click this link to apply!
Bonus Requirements
For this bonus, earn 40,000 bonus ThankYou Points after you spend $4,000 in purchases within 3 months of account opening.
Bonus ThankYou Points are not available if you have had a ThankYou Preferred, ThankYou Premier or Citi Prestige card opened or closed in the past 24 months.
Alternative Options
Author’s Verdict
To recap, the Citi Prestige Card offers 3x the points on air travel and hotels and 2x the points on dining at restaurants and entertainment. Your points are good for the ThankYou Rewards program and do not expire. This allows you to rack up as many possible points as you want.
However, the steep annual fee of $450 might draw the line for some if not most people. To help offset that annual fee, a benefit would be the $250 airline travel credit that is offered.
A few more reasons that could justify the fee would be the free 4th night stay or access to the complimentary priority pass lounges whenever you travel. In conclusion, this card offers you first-class benefits for those who have a first-class lifestyle.
Provide feedback in the comment section below by telling us your thoughts and experience with this card. Make sure to visit BankDealGuy to explore more credit card bonuses. If you often stay in hotels and are looking for cards that are specifically suited for hotel stays, check out our Best Hotel Credit Cards master post for more information!
