Live Oak Bank is a nationwide bank that is offering a 1.80% APY Rate for all Savings Account, which is 20x the national average. Below is all the information you need to earn 1.80% APY Rate on your funds when you open a Live Oak Bank Savings Account (see the offer table below and click on START SAVING). Here’s your chance to earn a rate that’s top of the market!
Editor’s Note: If you’re interested in getting a credit card, look at our full list of the Best Credit Cards!
Live Oak Bank Savings Account Summary
Instead of letting your money sit idle in your checking account, start earning interest today and get a Savings Account with Live Oak Bank. Earn a an interest rate of 1.80% APY on your funds. There is no opening minimum deposit so open your savings account and get started today!
- Bonus Offer: 1.80% APY Rate
- Availability: Nationwide
- Expiration: None
- Credit Inquiry: Unknown
- Credit Funding: Unknown
- Opening Deposit Requirement: Any
- Direct Deposit Requirement: None
- Monthly Service Fee: Nonw
- Promo Code(s): None
Application Link
Live Oak Bank Savings Account: From the offer table above, click on START SAVING button and open your Savings Account online to receive an interest rate of 1.80% APY Rate. You can apply now through the table above!
Account Benefits
- Earn 20x the National Average
- FDIC Insurance Up to Maximum Allowed by Law
- No Monthly Maintenance Fees
- Interest Compounded Daily
- Open an Account in Minutes
Account Requirements
You can open a Live Oak Bank Savings Account (see offer table above) with no minimum opening deposit requirement and no minimum balance requirement to earn the 1.80% APY Rate. Opening an account just takes minutes with Live Oak Bank.
Avoid Monthly Fee
Live Oak Bank Savings Account: No monthly fees
![]() |
![]() |
Author's Verdict
If you're interested in opening a savings account, then check out Live Oak Bank (see offer table above), which offers a competitive 1.80% APY Rate, 20x the national average. There's no monthly maintenance fees and no minimum opening deposit. Instead of letting your money sit idle in a checking account you can start earning interest today!
Please note that there is a $10 charge for each withdrawal beyond the allowed six per month and you must fund the account within 14 days or your account may be closed. Additionally, if the balance is less than $10.01 and there has been no activity for 24 consecutive months, a dormant account fee will be assessed and the account will be closed. The amount of the fee is either the account balance or $10, whichever is less.
If you know of any account similar to this or better, please let us know by commenting below! Let us know about your thoughts and experience with this account! Be sure to check back on BankDealGuy for more bank deals and/or for more bank rates!
![]() The Chase Sapphire Preferred® Card offers 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |