The Ink Business Preferred® Credit Card is a rewards credit card designed for business owners who want to earn cash back on their purchases. It currently offers a sign-up bonus of 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That’s $900 cash back or $1,125 toward travel when redeemed through Chase TravelSM.
Update 11/20/24: This card won’t add to your 5/24 having a business card from Chase. This card is just like the Chase Sapphire Preferred because you can transfer points to Chase travel partners such as Southwest, Hyatt, British Airways etc. 120K sign up bonus is the highest ever for this card!
Editor’s Note: If you ever sell something on eBay, Craigslist, or do any freelance work, your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID on your application to apply.
Ink Business Preferred® Credit Card Summary
 The Ink Business Preferred® Credit Card offers 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase TravelSM. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase TravelSM. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
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Author’s Verdict
If you are a small business owner, the Ink Business Preferred® Credit Card may benefit you, especially since it offers 3x the points in selected categories in areas that you may spend a lot in.
This card is fitting for daily use and well-rounded.
However, if your business doesn’t spend enough money on business expenses to pay the annual fee, this isn’t the card for you.
Provide feedback in the comment section below by telling us your thoughts and experience with this card.
Make sure to visit BankDealGuy for more credit card bonuses. For more Chase offers, see our list of the best Chase credit cards!
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
