Available nationwide, you can earn a competitive rate when you open up a new Synchrony Bank Certificate of Deposit Account! With Synchrony Bank, you’re choosing from their award-winning CDs. Below is all the information and details you need to open your Synchrony Bank 48-Month Certificate of Deposit Account!
Editor’s Note: Seeking a shorter or longer term? See our full list of Synchrony Bank Certificate of Deposit Account Terms here!
Table of Contents
Synchrony Bank 48-Month Certificate of Deposit Account Summary
Open up a new Synchrony Bank 48-Month Certificate of Deposit Account to earn a competitive APY Rate on your funds! Available nationwide.
- Rate Offer: See table below
- Availability: Nationwide
- Expiration: None
- Credit Inquiry: Soft Pull
- Credit Funding: Unknown
- Opening Deposit Requirement: $2000
- Direct Deposit Requirement: None
- Monthly Service Fee: None
- Early Termination Fees: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Auto Renewal: Unknown, but more than likely.
- Promo Code(s): None
Synchrony Bank 48-Month Certificate of Deposit Account: Consider opening a Synchrony Bank Certificate of Deposit Account if you’re looking for a CD with a high competitive rate! Rest assured that your money is FDIC-insured up to $250,000!
Interested in what more Synchrony Bank has to offer? See our list of Synchrony Bank Promotions!
CD Account Rates
|CD Term||APY Rate|
|3-Month Term||0.75% APY|
|6-Month Term||1.00% APY|
|9-Month Term||1.25% APY|
|12-Month Term||2.40% APY|
|13-Month Term||2.45% APY|
|14-Month Term||2.45% APY|
|15-Month Term||2.45% APY|
|18-Month Term||2.50% APY|
|24-Month Term||2.50% APY|
|36-Month Term||2.55% APY|
|48-Month Term||2.55% APY|
|60-Month Term||2.60% APY|
Earn a competitive APY Rate on a new CD Account with Synchrony Bank today:
- Visit Synchrony Bank online and open a new Synchrony Bank Certificate of Deposit Account.
- Enter your info: Provide your first and last name, address, phone, email and social security number
- Select your term: select a term of your choice.
- Fund your account: Make the minimum opening deposit.
- Verify Information: Verify information and electronically sign your application.
- Confirmation Email: They’ll send a confirmation email.
Synchrony Bank Contact Information
Need Assistance? Contact a representative by calling 1-866-226-5638.
Avoid Monthly Fees
There are no monthly fees involved with this CD Account.
Not bad of an offer! This Synchrony Bank Certificate of Deposit Account will offer a wide range of APY Rates on your funds depending on the term length and funds! If you currently have a savings account at your local bank, compare the rates! What you’ll find is that you’re only earning 0.01% APY (maybe a pinch higher) at your brick and mortar branch! Now compare it to online accounts that offers rates at an exponential amount!
Please let us know if you find out any information regarding credit card funding or inquiry info. Do you know of a better CD rate elsewhere? If so, let us know! Let us know about your thoughts and experience with Discover Bank in the comment section below. Be sure to check back on BankDealGuy for more CD Rate Offers!