Northpointe Bank is offering residents nationwide a chance to earn up to 5.00% APY on balances up to $10,000. Below is all the details you need to earn 5.00% APY on your funds when opening a Northpointe Bank UltimateAccount.
Editor’s Note: Bill Clancy (VP/Deposit Banking), stated that this offer/promotion has been closed to new account holders and will be a permanent decision.
Northpointe Bank UltimateAccount Summary
- Interest Rate: 5.00% APY
- Maximum Balance: $10,000
- Availability: Nationwide
- Expiration Date: None
- Credit Inquiry: Soft Pull
- Credit Card Funding: Up to $100
- Opening Deposit: $100
- Direct Deposit Requirement: Yes
- Monthly Fee: $0
- ATM Refunds: Up to $10 per month
- Closing Account Fee: None listed
- Promo Code(s): None
Account Features
- Earn 5.00% on balances up to $10,000.
- Balances above $10,000 earn a simple interest rate of 0.10%, with a corresponding APY of 5.00%-2.55% APY.
- If qualifications are not met during the statement period, the full account balance will earn interest at 0.05% APY for that statement period.
- Free Refunds. Surcharges reimbursed up to $10 per month
- 24/7 Access – Free online banking, mobile banking, and bill pay
- $100 minimum to open
- No monthly feees
Application Link
Northpointe Bank UltimateAccount: If this account appeals to you and you qualify, apply today!
How To Earn 5.00% APY:
- Sign up for the Northpointe Bank UltimateAccount to earn 5.00% APY on balances up to $10,000. In addition, meet the following requirements every month:
- 15 or more in-person or online debit card purchases
- Enroll in eStatements
- Set up direct deposit or automatic withdrawal of $100 or more
Author’s Verdict
If you’re active with your checking account and able to meet the monthly requirements listed above, definitely consider opening a rewards checking account so you can earn rewards and interest on your funds. If you have any info regarding the credit card funding, credit inquiry, or the early account termination fee, please let us know. If you have had any experiences with this bank, please let us know in the comment section below. For more reward checking accounts, you can check out our entire list of Best Reward Checking Accounts.
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