Monticello Banking Company is offering Kentucky residents a chance to earn up to 1.60% APY on balances up to $15,000. Below is all the details you need to earn 1.60% APY on your funds when opening a Monticello Banking Company REWARDChecking Account.
With the Discover Checking Account:
• Cashback – Earn 1% cash back on up to $3,000 in debit card purchases each month
• No. Fees. Period. That means you won’t be charged an account fee on our Cashback Debit account.
• Early Pay – Get your paycheck up to two days early with no charge
• No credit impact - You can apply without affecting your credit score.
• Fraud Protection - You’re never responsible for unauthorized debit card purchases. If you suspect someone else has used your debit card without your permission, let us know.
• Apply in minutes - Applying for a Cashback Debit account is simple and fast.
• Fee free overdraft protection
Table of Contents
Monticello Banking Company REWARDChecking Account Summary
- Interest Rate: 1.60% APY
- Maximum Balance: $15,000
- Availability: KY (Bank Locator)
- Expiration Date: None
- Credit Inquiry: Hard pull or soft pull? Let us know
- Credit Card Funding: None
- Opening Deposit: Any
- Direct Deposit Requirement: Optional
- Monthly Fee: No
- ATM Refunds: Unlimited free ATM withdrawals at all MBC ATM locations
- Closing Account Fee: None listed
- Promo Code(s): None
- 1.60% APY (Annual Percentage Yield) on balances up to $15,000 (0.10% APY on the portion of your balance over $15,000)
- Nationwide ATM fee refunds up to $5.00 per transaction, $10 per statement cycle on your REWARDChecking account
- No minimum opening deposit
- No minimum balance required
- Service fee – $0
- Unlimited transactions
- Unlimited free ATM withdrawals at all MBC ATM locations
- Enroll in free eStatements to receive copies of checks & deposits
- Debit Card available
- Free NetTeller™ – Online Banking
- Free Online Bill Payment
- Free Mobile Banking and Mobile Deposit
- Free ApplePay™
- Eligible for No Bounce Advantage™ – $600
Monticello Banking Company REWARDChecking Account: If this account appeals to you and you qualify, apply today!
How To Earn 1.60% APY :
- Sign up for the Monticello Banking Company REWARDChecking Account to earn 1.60% APY on balances up to $15,000 and complete the following:
- Make 12 check card purchases
- Receive monthly eStatements
- Have one direct deposit or automatic payment
If you’re a constant spender, definitely consider a rewards checking account! Not only will you conduct your usual transactions, but in turn you’ll be accumulating some sort of savings as well. If you have any info regarding if this account triggers a hard/soft pull or the early account termination fee, please let us know. If you have had any experiences with this bank, please let us know in the comment section below. For more reward checking accounts, you can check out our entire list of Best Reward Checking Accounts.