Located in New York, becoming a member at Melrose Credit Union (Branch Locator) is available to anyone! Below is all the information and details you need to fulfill your Melrose Credit Union Membership!
Editor’s Note: For more credit unions that you can join from anywhere, see our list of Credit Unions You Can Join From Anywhere.
Melrose Credit Union Membership Benefits
Their mission statement is to fulfill their members’ financial needs in a safe, sound manner while promoting thrift and granting affordable loans for provident purposes.
Melrose Credit Union provides a wide variety of services and financial options to their members. They place a high value on the personal service and attention we provide to their members, and continually strive to improve their services to better meet the member’s growing financial needs.
Melrose Credit Union operates under the supervision of the New York State Department of Financial Services (DFS). All deposits are federally insured to at least $250,000 by the National Credit Union Administration (NCUA). The NCUSIF is subsidized by participating credit unions and does not receive funding from any tax revenues.
Their members enjoy some of the highest savings yields in the region with a variety of savings account options. Whether you are planning for retirement, saving for your child’s college education, or just saving for a rainy day, Melrose Credit Union offers a savings program to fit your needs. Our mission is to help you achieve your financial goals.
Join Now
Melrose Credit Union Membership: If you’re interested in becoming a member, join today!
Membership Requirements
Since Melrose Credit Union has an open New York State charter there are no geographic or group affiliation field of membership restrictions. So, regardless of where you live or how you earn a living, you may qualify for membership. There is a $1.00 one time membership fee and a minimum opening deposit of $25.00. Individuals must provide:
- Valid Photo ID (Driver’s License, Non-Driver ID, Passport)
- Proof of Address (Utility Bill)
- Social Security Number
For more information regarding membership and the benefits associated with it, you may contact an account representative, 24 hours a day, 7 days a week, at (718) 658-9800. In addition you can send an e-mail to [email protected], or contact us by fax at (718) 526-8571, or by mail at:
Melrose Credit Union
ATTN: Member Services
139-30 Queens Blvd.
Briarwood, NY 11435
If you are eligible for membership and want to apply, you can fill out this online Membership Application.
Author’s Verdict
Did you know you that banks and credit unions offer the same financial products? Here are a few reasons why you should consider becoming a member at a credit union: credit unions are not-for-profit institutions, credit unions tend to pay higher interest rates and have lower fees, your funds are NCUA insured up to $250,000, and much more! If those benefits alone (along with many more) sound great to you, definitely consider this Melrose Credit Union Membership! Let us know in the comment section below on your thoughts and experience with this credit union! Be sure to check back on BankDealGuy for more bank deals!
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