Find the latest Live Oak Bank Business CD Rates, Offers, and Promotions here. You can currently earn up to 4.10% APY.
Update 8/14/26: Rates have increased. Live Oak Bank is currently offering competitive business CD rates!
Live Oak Bank Business CD Account Summary
- Learn More at Live Oak Bank
- Minimum deposit: $2,500
- Maximum deposit: $250,000
- Early withdrawal penalty:
- Early Withdrawal of a CD with a term less than 24 months: 90 Days of Simple Interest
- Early Withdrawal of a CD with a term 24 months or greater: 180 Days of Simple Interest
(FDIC Insured)
| Term | APY Rate | Minimum Deposit |
| 3-Month | 3.00% | $2,500 |
| 6-Month | 3.90% | $2,500 |
| 9-Month | 4.00% | $2,500 |
| 12-Month | 4.10% | $2,500 |
| 18-Month | 3.90% | $2,500 |
| 24-Month | 2.00% | $2,500 |
| 36-Month | 2.00% | $2,500 |
| 48-Month | 2.00% | $2,500 |
| 60-Month | 2.00% | $2,500 |
Live Oak Business CD Features
- Fixed, High-Yield Rate. Lock in your return regardless of market conditions.
- FDIC Insured. Your money is safe up to the allowable limit.
- Online Account Opening. Easily manage your account and add authorized signers.
- Manage Renewal Preferences Online. We make it easy for you to keep track of maturity dates and renewals.
- Automatic Monthly Interest Payment. Watch your money grow with monthly interest disbursements.
- Add Business Signers. Our Customer Success team can help.
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Author’s Verdict
This Live Oak Bank CD offers rates comparable to the top CD issuers. Enjoy competitive return rates on your funds with this business CD Account.
Please let us know if you find out any information regarding whether this account triggers a hard or soft pull. Do you know of a better CD rate elsewhere? If so, let us know!
Let us know about your thoughts and experience in the comment section below. Be sure to check back on BankDealGuy for more CD Rates!
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