Available to Texas residents, you can earn interest on your funds when you open a new Legacy Texas Certificate of Deposit Account. Below is all the information and details you need to earn 0.05% up to 1.11% APY on regular/IRA CDs OR 1.65% APY On An Exclusive 15-Month CD Special when you open a Legacy Texas Certificate of Deposit Account!
Legacy Texas Certificate of Deposit Account Summary
Open up a new Legacy Texas Certificate of Deposit Account to earn interest on your funds.
- Rate Offer:
- Earn 0.05% up to 1.11% APY on regular/IRA CDs
- Earn 1.65% APY On An Exclusive 15-Month CD Special
- Availability: TX (Bank Locator)
- Expiration: None listed
- Credit Inquiry: Unknown. Please inform us!
- Credit Funding: Unknown
- Opening Deposit Requirement: $1,000 regular, $10K CD Special
- Direct Deposit Requirement: None
- Monthly Service Fee: None
- Early Termination Fees: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Promo Code(s): None
Application Link
Legacy Texas Certificate of Deposit Account: Consider opening a new CD account if you’re looking to earn interest on your funds! Rest assured that your money is FDIC-insured up to $250,000!
- Legacy Texas 15-Month Special Certificate of Deposit Account (Click here to apply for the exclusive 15-Month CD Special)
Account Rates
| Term | APY Rate |
| 3 Month CD | 0.05% |
| 6 Month CD | 0.25% |
| 12 Month CD | 0.65% |
| 15 Month CD | 1.65% |
| 18 Month CD | 0.70% |
| 24 Month CD | 0.75% |
| 36 Month CD | 0.90% |
| 48 Month CD | 0.90% |
| 60 Month CD | 1.11% |
| 120 Month CD | 1.11% |
Account Requirements
Earn 0.05% up to 1.11% APY on regular/IRA CDs OR 1.65% APY On An Exclusive 15-Month CD Special on your funds by:
- Visit Legacy Texas and opening a new Certificate of Deposit Account.
- Enter your info: Provide your first and last name, address, phone, email and social security number
- Select your term whether it be a 6-month, 12-month, 60-month term, etc.
- Fund your account: Make the minimum opening deposit.
- Verify Information: Verify information and electronically sign your application.
- Confirmation Email: They’ll send a confirmation email.
Avoid Monthly Fees
There are no monthly fees involved with this Certificate of Deposit Account.
Author’s Verdict
If you have excess funds just sitting in your checking account (that more than likely won’t be touched), it’s a good idea to invest it in a interest bearing account like a CD. By opening a certificate of deposit account, your money will be earning money for you while you sleep by earning you a return on your funds. Please let us know if you find out any information regarding whether this account triggers a hard or soft pull. Do you know of a better CD rate elsewhere? If so, let us know! Let us know about your thoughts and experience with Discover Bank in the comment section below. Be sure to check back on BankDealGuy for more bank deals and the best CD Rate Offers!
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