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Upon approval of the Chase IHG® Rewards Club Premier Credit Card, you have the opportunity to earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening. Earn 25 points total per $1 spent when you stay at an IHG hotel.
One of the most-favored features of this card is that you can enjoy a Free Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a free reward night when you redeem points for any stay of 4 or more nights. Plus, earn 2X points on purchases at gas stations, grocery stores, and restaurants.
If you want to find out more about what unique features this card has to offer, continue reading below.
| PROMOTIONAL LINK | OFFER | REVIEW |
| New Eligible Chase Business Checking Account | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| Chase SavingsSM | $150 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
Table of Contents
IHG Rewards Club Premier Credit Card Summary
 The IHG® Rewards Club Premier Credit Card offers 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening. You'll earn up to 25 points total per $1 spent when you stay at an IHG hotel. Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases. This card offers several perks that you'll sure enjoy like: a free night after each account anniversary (you'll also receive a free night when you redeem points for any stay of 4 or more nights.) And as long as you're a cardmember, you'll have Platinum Elite status. You'll get Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card. There is a $0 introductory annual fee for the first year, then $89. |
| Bonus Available | Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening. |
| *Bonus Value | $700 |
| Annual Free Night | Yes; worth up to 40k IHG points for stay |
| Ongoing Rewards/Benefits | Earn up to 25 points total per $1 spent when you stay at an IHG hotel.
Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 points per $1 spent on all other purchases $100 credit towards Global Entry or TSA Pre✓ application fee. Enjoy a reward night when you redeem points for any stay of 4 or more nights. |
| Foreign Transaction Fees | None |
| Elite Status | Platinum Elite |
| Annual Fee | $0 introductory annual fee for the first year, then $89. |
* Bonus value is an estimated value calculated by BankDealGuy and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score
690 – 850 (Good – Excellent)
PROS
- Bonus points
- High earning rate for IHG purchases
- Automatic elite status
- Transfer partners
- No foreign transaction fees
CONS
- Annual fee
- Good-Excellent credit needed to qualify
- Low per-point value
What are IHG Points Worth?
You points’ worth depends on how you use them, the value of an IHG point averages around $0.005.
Most hotel rewards cards have similar low individual point values. The card’s high earn rate for IHG purchases make up for it.
Redeem your IHG points for reward nights, merchandise, gift cards, airfare, digital rewards, and charity.
It’s best to redeem for reward nights to get the most value out of your points. Reward nights can be redeemed at many hotels, such as InterContinental, Crowne Plaza, Kimpton, EVEN Hotels, and Indigo Hotels & Holiday Inn.
Plus, you can use IHG’s Points & Cash option to combine IHG points and cash to redeem your free room. The cash portion of the Points & Cash rates are discounted by 20%.
List of IHG Properties
| InterContinental Hotels & Resorts | InterContinetal Alliance Resorts | Kimpton Hotels |
| Crowne Plaza | Hotel Indigo | Holiday Inn |
| Holiday Inn Express | Holiday Inn Resort | Holiday Inn Club Vacations |
| Staybridge Suites | Candlewood Suites | EVEN Hotels |
| HUALUXE | Avid Hotels |
Cardholder Benefits
The Chase IHG® Rewards Club Premier Credit Card offers standard travel and purchase protections. These include trip cancellation and interruption insurance, baggage delay insurance, lost luggage reimbursement, and purchase protection against damage or theft. In addition, it comes with:
- Free Anniversary Night: Enjoy a free night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a free reward night when you redeem points for any stay of 4 or more nights.
- Platinum Elite Status: As long as you remain a Premier card member, you get access to complimentary room upgrades when available and guaranteed room availability. Plus, earn a free hotel night per year at a property that’s 40,000 points per night or less.
- Global Entry or TSA PreCheck Fee Credit: Get reimbursed for your Global Entry or TSA PreCheck fee of up to $100 every 4 years.
- No Foreign Transaction Fee: Use this card internationally without paying a foreign transaction fee when you’re purchasing outside of the U.S.
Author’s Verdict
With the Chase IHG® Rewards Club Premier Credit Card, you’ll get a nice sign-up bonus along with additional bonus points when you spend the required amount during the time frame offered. Aside from the high rewards rate on IHG hotels, being able to double your points by spending in the common every day categories such as gas, restaurants, and grocery stores will encourage you to carry the card with you on a regular basis.
The annual fee is tiny considering the amazing this perks this card has to offer. In fact, the free night a year benefit far outweighs the annual fee itself.
Provide feedback in the comment section below by telling us your thoughts and experience with this card. Be sure to visit BankDealGuy to explore more credit card bonuses or our list of the best Chase credit card promotions. If you’re looking to further pinpoint the best card for you, see our post on the best credit card categories!
The IHG® Rewards Club Premier Credit Card offers 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening. You'll earn up to 25 points total per $1 spent when you stay at an IHG hotel. Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases. This card offers several perks that you'll sure enjoy like: a free night after each account anniversary (you'll also receive a free night when you redeem points for any stay of 4 or more nights.) And as long as you're a cardmember, you'll have Platinum Elite status. You'll get Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card. There is a $0 introductory annual fee for the first year, then $89. |
Learn more about this card here.
Bankdealguy has partnered with CardRatings for our coverage of credit card products. Bankdealguy and CardRatings may receive a commission from card issuers.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
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