Commerce Bank $400 Checking & Money Market Bonus [CO, IL, KS, MO, OK] (YMMV)

Commerce Bank is offering CO, IL, KS, MO, & OK residents a chance to earn a $400 bonus when opening a checking & money market account and meeting certain requirements. Below is all the information and details you need to earn your Commerce Bank $400 Checking & Money Market Bonus!

• New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device. • JPMorgan Chase Bank, N.A. Member FDIC • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Open an Account

Commerce Bank $400 Checking & Money Market Bonus Summary

To earn your Commerce Bank $400 Checking & Money Market Bonus, simply open a new checking & money money account and meet the specified requirements.

• Bonus Offer: Commerce Bank $400 Checking & Money Market Bonus
• Availability: CO, IL, KS, MO, OK (Bank Locator)
• Expiration: 04/26/2018
• Credit Inquiry: Soft Pull
• Credit Funding: None
• Opening Deposit Requirement: $100 checking; $0 myRewards MMA; $1K Premium MMA
• Direct Deposit Requirement: Yes
• Monthly Service Fee: $6, $10, $20; see below on how to waive the fees
• Early Termination Fees: None listed
• Promo Code(s): None

Application Link

Commerce Bank $400 Checking & Money Market Bonus: If you are eligible for this bonus offer, apply today!

Bonus Requirements

To receive the $300 and $100 incentives, you must have at least two direct deposits of $300 or more each electronically deposited into the checking account from an employer or outside agency within 90 days of opening. Making 10 purchases with your debit card within the first 90 days of the account opening will also earn the incentives. Your CommerceRelationship Checking and Premium Money Market Account or CommerceOptions^SM Premium Money Market Account must be opened by February 28 2018, and must be in good standing 90 days after opening. Both incentives will be credited to your CommerceRelationship Checking Checking account 8-10 weeks after February 28, 2018.

Note: Minimum balance requirement of $10,000 in the Money Market Account to receive the $100 incentive.

Avoid Monthly Fees

• CommerceRelationship Checking Account: $20 monthly fee waived with;
  • $5,000 average daily balance in this account OR $15,000 in combined deposit balances (checking, savings, money market, and CD
• myRewards Money Market Account: $6 monthly fee waived with;
  • $500 daily balance OR $1,000 average daily balance for the monthly cycle each month OR at least one monthly electronic deposit, including Online Banking transfers, of $25 or more
• Premium Money Market Account: $10 monthly fee waived with;
  • $5,000 average daily balance

Author’s Verdict

This Commerce Bank $400 Checking & Money Market Bonus is pretty easy to earn if you ask me. Reported as a soft pull so this should no affect your credit history. Do keep in mind the monthly fee waivers prior to applying to retain the full bonus amount. If you happen to know any info regarding the early account closure fee, please let us know! Let us know in the comment section below on your thoughts and experience with this bank! Be sure to check back on BankDealGuy for more bank deals!